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Capital One® Spark® Miles for Business

PREPAID & CREDIT CARD APPLICATIONS ONLINE

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Compare (5)
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Card Rating:
Minimum Credit Needed:
Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.
Card Rating:
Minimum Credit Needed:
Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.
Bank:
Capital One®
Card Network:
Visa®
User Category:
Business
Credit Card
These credit cards are for business owners who want to take advantage of credit cards to help them with all their business needs.
Card Type:
Regular Card
These cards don`t require a security deposit.
Issuing Country:
United States
About this Credit Card:
Earn 2 miles per dollar on every purchase, every day.
Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months.
Miles don′t expire, and there are no categories to limit where or what you buy.
$0 intro annual fee for the first year; $59 after that.
There′s no limit to the amount of miles you can earn and miles don′t expire.
Redeem miles for travel, cash back, gift cards, and more.
No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.
Rewards Program
Miles Rewards
MILES REWARDS
You will receive miles as a reward for making a purchase with your card. Miles can be redeemed for airline tickets and other travel spendings, cash back or other things specified in program.
Bonus Rewards:
One-time or annual bonus rewards which you receive after fulfilling certain conditions.
Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months.
Max Rewards Per $1:
The maximum amount of points, miles or cash back you can earn per dollar spent.
2x Miles
Rewards by Category:
Gas Stations: 2x Miles
Car Rental: 2x Miles
Drugstores: 2x Miles
Entertainments: 2x Miles
Clothing Stores: 2x Miles
Department Stores: 2x Miles
Groceries: 2x Miles
Restaurants: 2x Miles
Travel / Hotels / Airlines: 2x Miles
All other Purchases: 2x Miles
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Interest Rates & Fees
Everyday Purchases:
Introductory APR:
The interest charged on purchases for a short period of time (introductory period).
n/a
Ongoing APR:
The interest rate charged on purchases when account is established or after introductory period is over.
13.9% - 20.9% (Variable)
Default APR:
The interest rate charged when you miss payments, do not make payments at all or pay less than minimum.
29.4% (Variable)
Minimum Grace Period:
The period of time during which you can pay off the card balance without paying the interest.
25 days
Minimum Interest Charge:
The minimum amount charged by a lender if you are charged interest.
See terms
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Balance Transfer:
Introductory APR:
The interest rate charged on transferred unpaid debt for a short period of time (introductory period).
n/a
Ongoing APR:
The interest rate charged on transferred unpaid debt when account is established or after introductory period is over.
13.9% - 20.9% (Variable)
Balance Transfer Fee:
A fee which may be charged for transferring an outstanding balance to your new credit card.
n/a
Default APR:
The interest rate may be charged when you miss a payment, exceed available credit limit or pay less than minimum.
29.4% (Variable)
Minimum Grace Period:
The balance transfers do not usually have a grace (interest-free) period.
0 days
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Cash Advance:
Ongoing APR:
The non-introductory interest rate charged for cash advances when account is established.
24.9% (Variable)
Cash Advance Fee:
A one-time service charge on cash advance made through ATM, a teller, or an access check.
3% of the amount of the cash advance, but not less than $10
Default APR:
The interest rate charged when you miss payments, do not make payments at all or pay less than minimum.
29.4% (Variable)
Minimum Grace Period:
The cash advances do not usually have an interest-free period and the interest starts accruing the day you make cash advance.
0 days
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Other Fees:
Application Processing Fee:
A fee which may be charged upfront when you apply for a credit or a debit card.
n/a
Annual Fee:
A fee charged annually for use of a credit card.
$0 intro for first year; $59 after that
Late Payment Fee:
A fee which is charged when you miss a payment or your payment is received after the due date.
Up to $39
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Expert Review
Our Expert's Valuation:
Credit-Land.com experts thoroughly analyzed the credit card and defined its main pros and cons.
pluses
Earn 2 miles per dollar on every purchase, every day.

pluses
Miles don′t expire, and there are no categories to limit where or what you buy.

pluses
Redeem miles for travel, cash back, gift cards, and more.

Expert's Ratings:
Credit-Land.com experts evaluate each card using five criteria in order to help you choose the best card.
Overall:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:


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