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Capital One® Spark® Miles for Business

PREPAID & CREDIT CARD APPLICATIONS ONLINE

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Card Rating:
Minimum Credit Needed:
Card Rating:
Minimum Credit Needed:
EXCELLENT, GOOD
Bank:
Capital One®
Card Network:
Visa®
User Category:
Business
Card Type:
Regular Card
Issuing Country:
United States
About this Credit Card:
Earn 2 miles per $1 on every purchase, every day
Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
Miles don't expire, and there are no categories to limit where or what you buy
$0 intro annual fee for the first year; $59 after that
There's no limit to the amount of miles you can earn and miles don't expire
Redeem miles for travel, cash back, gift cards, and more
No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
Rewards Program
Miles Rewards
Rewards Type:
Miles
Max Rewards Per $1:
2 Miles per $1 on every purchase, every day
Earn 2 miles per $1 on every purchase, every day
Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
Miles don't expire, and there are no categories to limit where or what you buy
There's no limit to the amount of miles you can earn and miles don't expire
Redeem miles for travel, cash back, gift cards, and more
Show rewards program details expand
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Interest Rates & Fees
Everyday Purchases:
Introductory APR:
N/A
Ongoing APR:
17.24% (Variable)
Penalty APR:
29.65% (Variable)
Minimum Grace Period:
25 days
Minimum Interest Charge:
See terms
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Balance Transfer:
Introductory APR:
N/A
Ongoing APR:
17.24% (Variable)
Balance Transfer Fee:
N/A
Penalty APR:
29.65% (Variable)
Minimum Grace Period:
0 days
More details expand
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Cash Advance:
Ongoing APR:
23.24% (Variable)
Cash Advance Fee:
3% of the amount of the cash advance, but not less than $10
Penalty APR:
29.65% (Variable)
Minimum Grace Period:
0 days
More details expand
Less details collapce
Other Fees:
Application Processing Fee:
See terms
Annual Fee:
$0 intro for first year; $59 after that
Late Payment Fee:
Up to $39
More details expand
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Expert Review
Our Expert's Valuation:
pluses
Earn 2 miles per $1 on every purchase, every day

pluses
Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months

pluses
Miles don't expire, and there are no categories to limit where or what you buy

Expert's Ratings:
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Maintenance Fees:
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Reward Program:
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User comments about Capital One® Spark® Miles for Business: