Citi® Diamond Preferred® Card

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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
EXCELLENT/GOOD
Bank:
Citibank
Card Network:
MasterCard®
User Category:
Consumer
Card Type:
Unsecured Card
Issuing Country:
United States
About this Credit Card:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
24/7 access to Citi® Concierge for help in booking hotels, flights and more.
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
No annual fee*
Free access to FICO® Scores*
Interest Rates & Fees
Everyday Purchases:
Introductory APR:
0% (21 months)*
Ongoing APR:
12.24% - 22.24%* (Variable)
Penalty APR:
29.99%
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
More details expand
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Balance Transfer:
Introductory APR:
0% (21 months)*
Ongoing APR:
12.24% - 22.24%* (Variable)
Balance Transfer Fee:
3% of each balance transfer; $5 minimum.
Penalty APR:
29.99%
Minimum Grace Period:
See terms
More details expand
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Cash Advance:
Ongoing APR:
25.49%
Cash Advance Fee:
5% of each cash advance; $10 minimum
Penalty APR:
29.99%
Minimum Grace Period:
See terms
More details expand
Less details collapce
Other Fees:
Application Processing Fee:
See terms
Annual Fee:
$0*
Late Payment Fee:
See terms
More details expand
Less details collapce
Expert Review
Our Expert's Valuation:
pluses
0% intro APR on purchases and balance transfers.

pluses
Get protected with Citi® Identity Theft Solutions.

pluses
Free access to FICO® Scores.

minuses
Balance transfer fee is 3% of each balance transfer.

Expert's Ratings:
Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
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* Click apply to read the full Terms and Conditions.

User comments about Citi® Diamond Preferred® Card:
  • Sanu
    My wife is having an expensive dental procedure next month. We were told this card would be no interest if paid within a specific time period. Is it correct?
  • CreditLandCom
    Yes, this card comes with a 21-month 0% interest introductory period and no annual fee. You will need to make only minimum payments and no interest payments during introductory period.
  • Elsy Mellingen
    applied for this card simply because want citi card with apple pay but now this is the card i use most.
  • kazutoshi_sh
    Is it good for paying off another cc debt?
  • CreditLandCom
    This card has one of the longest introductory periods on balance transfers – 21 months. However, you will have to pay 3% for each balance transfer. We would recommend you to make some calculation to see if your savings exceed the costs.
  • Estelinda
    Can this card be without my name written on it? I will be giving it to my caregiver to go buy some food and other things for me.
  • CreditLandCom
    You can get this credit card in your name and then add your caregiver to this card. For that you will need to contact the credit card issuer. After your request, the bank will issue an additional credit card with the name of a caregiver on it. Note that you will carry all responsibility for both cards’ fees.
  • Wesley Russo
    why is it called diamond preferred? will I have VIP privileges?
  • CreditLandCom
    If you want a credit card with VIP privileges, look at the Citi Prestige® Card. It has bonuses like $250 Air Travel Credit each year and low APR. You will enjoy complementary access to American Airlines Admirals Club® lounges and other VIP lounges through Priority PassTM Select. Plus you will have opportunity to extend your trip with a complementary 4th night stay at any hotel of your choice.
  • Debbie
    I wouldn’t say so it’s just a name. BUT there is such thing like private pass. I often use it to buy tickets in advance... usually I can get 3 days earlier before they are available to the mortals.
  • Alex
    I have an emergency flight if I apply how soon can i use it?