Citi ThankYou® Preferred Card for College Students

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Citi ThankYou® Preferred Card for College Students
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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
GOOD
Bank:
Citibank
Card Network:
Mastercard
User Category:
Consumer
Card Type:
Unsecured
Issuing Country:
United States

About this Credit Card:

Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
Earn 2X Points on Dining Out & Entertainment
Earn 1X Points on All Other Purchases
No expiration and no limit to the amount of points you can earn with this card
Travel with ease and enjoy global acceptance with Chip Technology
No annual fee*

Rewards Program

Points Rewards

Bonus Offer:
2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
Max Rewards Per $1:
2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.

Interest Rates & Fees

Everyday Purchases
Introductory APR:
0%* intro on purchases (7 months on Purchases*)
Ongoing APR:
15.99% - 25.99%* (Variable)
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
More details expand
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Balance Transfer
Introductory APR:
N/A
Ongoing APR:
15.99% - 25.99%* (Variable)
Balance Transfer Fee:
4% of each balance transfer; $5 minimum.
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
More details expand
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Cash Advance
Ongoing APR:
26.74% (Variable)
Cash Advance Fee:
5% of each cash advance; $10 minimum
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0*
Late Payment Fee:
See terms
Foreign Transaction Fee:
3%
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
0% intro APR on purchases.

pluses
Earn ThankYou® Points on card purchases.

pluses
No annual fee.

minuses
Cash advance fee is either $10 or 5%.

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
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User comments about Citi ThankYou® Preferred Card for College Students:
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