Discover it® Secured Card – No Annual Fee

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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
PLEASE REFER TO ISSUER'S WEBSITE
Bank:
Discover Card
Card Network:
Discover
User Category:
Consumer
Card Type:
Secured
Issuing Country:
United States
About this Credit Card:
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 7 months to see if we can transition you to an account with no security deposit.
Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Earn 1% cash back on all other purchases.
Tools to assist you; email alerts, text reminders and 24/7 customer service. Plus get your FICO® Credit Score for free on monthly statements and online.
Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
No late fee on your first late payment. And paying late won’t raise your APR.
Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Rewards Program
Cash Back Rewards
Rewards Type:
Cash Back
Max Rewards:
2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter
Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Earn 1% cash back on all other purchases.
Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
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Interest Rates & Fees
Everyday Purchases:
Introductory APR:
N/A
Ongoing APR:
23.49% Variable
Penalty APR:
See terms
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
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Balance Transfer:
Introductory APR:
10.99% (6 months)
Ongoing APR:
See terms
Balance Transfer Fee:
3%
Penalty APR:
See terms
Minimum Grace Period:
See terms
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Cash Advance:
Ongoing APR:
25.49% Variable
Cash Advance Fee:
See terms
Penalty APR:
See terms
Minimum Grace Period:
See terms
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Other Fees:
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
See terms
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Expert Review
Our Expert's Valuation:
pluses
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.

pluses
A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 7 months to see if we can transition you to an account with no security deposit.

pluses
Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Earn 1% cash back on all other purchases.

Expert's Ratings:
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User comments about Discover it® Secured Card – No Annual Fee: