Discover it® Secured Card - No Annual Fee

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Discover it® Secured Card - No Annual Fee
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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
PLEASE REFER TO ISSUER'S WEBSITE
Bank:
Discover Card
Card Network:
Discover
User Category:
Consumer
Card Type:
Secured
Issuing Country:
United States

About this Credit Card:

No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
Your Secured Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Rewards Program

Cash Back Rewards

Bonus Offer:
Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
Max Rewards Per $1:
2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
23.99% Variable
Penalty APR:
See terms
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
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Balance Transfer
Introductory APR:
10.99% (6 months)
Ongoing APR:
See terms
Balance Transfer Fee:
3%
Penalty APR:
See terms
Minimum Grace Period:
See terms
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Cash Advance
Ongoing APR:
25.99% Variable
Cash Advance Fee:
See terms
Penalty APR:
See terms
Minimum Grace Period:
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Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
See terms
Foreign Transaction Fee:
None
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Expert Review

Our Expert's Valuation:

pluses
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.

pluses
Your Secured Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.

pluses
We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.

Expert's Ratings:

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Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
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