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Named 'Best Secured Credit Card' by CNBC, 2024

Discover it® Secured Credit Card

Rating: 4.5
APPLY NOW
on Discover's secure website
Credit Recommended: New/Rebuilding

Credit Card Details

  • No credit score required to apply.
  • No Annual Fee, earn cash back, and build your credit history.
  • Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
  • Terms and conditions apply.
  • Bank: Discover Card
  • Card Network: DISCOVER
  • User Category: Consumer
  • Card Type: Secured
  • Issuing Country: United States

your rewards

EARN
REDEEM
BONUS OFFER
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.µ
REWARDS RATE
2%
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter
1%
1% unlimited cash back on all other purchases - automatically
Redeem your rewards for cash in any amount.µ
Rewards never expire.µ
Learn more about rewards of the Discover it® Secured Credit Card

Interest Rates & Fees

Intro APR:
N/A
Regular APR:
28.24% Variable APR
Penalty APR:
See terms

Intro APR:
10.99% Intro APR (6 months)
Regular APR:
28.24% Variable APR
Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Regular APR:
29.99% Variable APR
Cash Advance Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty APR:
See terms

Annual Fee:
$0
Foreign Transaction Fee:
None
Late Payment Fee:
None the first time you pay late. After that, up to $41.

Expert's Ratings

4.5
Overall Rating
4.0 Interest Rates
5.0 Maintenance Fees
4.0 Features & Benefits
5.0 Reward Program
5.0 Customer Service
Apply for Discover it® Secured Credit Card - Credit-Land.com

Rating 4.5

APPLY NOW
on Discover's secure website

Discover it® Secured Credit Card

  • No credit score required to apply.
  • No Annual Fee, earn cash back, and build your credit history.
  • Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
Still not sure?
Ask our experts and get free advice to your email!
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Discover it® Secured Credit Card🜂

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