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Discover® More Card - 18 Month Promotional Balance Transfer
Discover® Card - Discover® More Card - 18 Month Promotional Balance Transfer
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| Bank: | Discover® Card |
|---|---|
| Issuer: | Discover Card |
| User Category: | Everyday Consumer Card
These credit cards are for the average consumer who needs a credit card for personal use.
|
| Card Type: | Unsecured Card Unsecured credit cards offer a revolving credit line and not requiring an initial deposit. |
| Issuing Country: | United States |
Minimum Credit Needed:
Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.
If your credit is less than the minimum required, DO NOT APPLY for the card.
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Unfortunately, we don't currently offer online application for this card.
However, our experts has matched very similar credit card offers, which might be just as good or better!
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Discover® CardDiscover® More Card - 18 Month Promotional Balance Transfer 
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|---|---|---|---|---|---|
| Intro APR on Purchases Often a credit card issuer will offer a low or zero percent APR on purchases for a limited time, known as an introductory period. This promotional period may last anywhere from three months to 21 months and will remain in effect as long as all payments are made on time, the credit limit is not exceeded, and all conditions of the card are met. If a customer goes into default, the introductory period will no longer apply. After the period ends, the regular ongoing APR will apply to any balance carried. |
0% (6 months) | 0% (14 months) | 0% (9 billing cycles) | 0% (18 months)26 | 0% (6 months) |
| Intro APR on Balance Transfer An initial low rate, often a zero-percent rate, will be offered for balance transfers on many credit cards. If payments are made on time then the introductory rate will last for the full advertised amount of time, which may be anywhere from three to 21 months. After the introductory period, the regular APR will go into effect. |
0% (18 months) | 0% (14 months) | 0% (9 billing cycles) | 0% (18 months)26 | 0% (18 months) |
| Ongoing APR The ongoing APR is the annual percentage rate that is charged on purchases and balance transfers after any introductory offer expires. It may be variable or fixed, and the ongoing APR often varies depending on a customer's credit rating and payment history. |
10.99% - 22.99%± Variable | 10.99% - 22.99%± Variable | 13.99% - 23.99% (Variable) | 11.99% - 21.99%26 (Variable) | 10.99% - 20.99%± Variable |
| Annual Fee A fee charged by a credit card company each year for use of a credit card. Most banks have credit cards without annual fee. Annual fee may range from zero dollars to several thousand dollars, depending on the credit card offer. Certain types of credit cards, for example credit cards that offer frequent flyer miles as a reward, always come with an annual fee. Other types of credit cards, for example credit cards that offer cash back as a reward, usually have no annual fee. |
$0 | $0 | $0 | $026 | $0 |
| Rewards Program Get bonuses like points, miles, or cash back with credit card rewards programs. |
Cash Back | Cash Back | Points Rewards | — | Cash Back |
Not Sure Which Card to Choose? Ask Our Experts!
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About Discover® More Card - 18 Month Promotional Balance Transfer Card:
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.±
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.±
- Earn 5% Cashback Bonus on up to $1,500 in purchases at Department Stores and everywhere you shop online through December, as well as in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. It´s free and easy to sign up.±
- Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report).
- 24/7 access to a U.S. - based Account Manager within 60 seconds.
- $0 Fraud Liability. You´re never responsible for unauthorized charges on your Discover card account, plus automatic mobile and email fraud alert options.
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
- ±Click apply to view rates, fees, rewards, limitations and other important information.
Our Expert's Valuation:
- ShopDiscover offers 5%-20% savings at over 150 retailers.
- Awesome Cashback Bonus program.
- Minimum spending required to receive cash back.
- Fee for balance transfers.
Card categories:
The highlighted features are those that applicable to each credit card. For more details, see the table below.
0% Intro APR
on Purch.
on Purch.
Shop interest-free for the entire promotional period with a 0% intro APR on purchases.
0% Intro APR
on Bal. Tr.
on Bal. Tr.
Pay no interest on balance transfers during the introductory period with a 0% Intro APR on balance transfers.
Rewards
Program
Program
Get bonuses like points, miles, or cash back with credit card rewards programs.
$0 Annual
Fee
Fee
With no annual fee, you'll have no yearly charge for using your credit card.
Reporting to
Credit Bureaus
Credit Bureaus
This means that the card's issuer will share information about your credit card use with the major credit bureaus - Experian, TransUnion, and Equifax.
Instant
Decision
Decision
Apply for the card and get a response in 60 seconds.
Guaranteed
Approval
Approval
Approval is guaranteed when you apply for this credit card.
No Activation
Fee
Fee
With a $0 activation fee, you pay nothing to activate your credit card.
± Click apply for Terms & Conditions.
26 See the Citi card terms and conditions online.