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Discover® Student Open Road Card
Discover® Card |
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Credit Card Description:
If you are a college student and you´re looking to save big at the pump, then the Discover® Student Open Road Card can be the right choice for you. With this student credit card, you can earn generous cash back rebates on gas and can add more value to your rewards by redeeming them for gift certificates from brand-name partners.
Unlike many other student credit cards that give rewards, the Discover® Student Open Road Card comes with really great features. This credit card offers a 0% APR on purchases for the first 9 months, no annual fee and fair ongoing interest rates. You can also earn a full 2% cash back bonus on your first $250 spent on combined gas and restaurant purchases each billing cycle, in addition to 1% cash back bonus on all other purchases after your total annual purchases are over a certain amount of money stated by the bank.
If you have your own car, then you are sure to know how costly its maintenance can be. This vehicle rewards program covers almost everything automotive including: gas, parts, oil changes, car washes, car repair and more. Save on gas and auto maintenance and earn generous rewards quickly!
Once you have earned at least $20 in cash back rewards, you can then redeem them for cash or gift certificates. When redeeming for gift certificates, you can increase and even double your rewards. In other words, for your $20 cash back rewards you can get a $25 or even $40 gift certificate, depending on the retailer.
When building credit, it´s essential to deal with a lender that understands your financial needs. Discover bank offers really valuable built-in benefits and online financial tools, such as online account management tools, paperless statements, a budget calculator, online bill payment, and more.
Apply online for the Discover® Open Road® Card for Students and start saving more at the pump!
Credit Card Rates
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Purchases:
| Introductory APR: |
0% |
| Introductory Period: |
9 months |
| Ongoing APR: |
12.99% -
18.99%± Variable |
| Default APR: |
Up to 25.99%24 |
| Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$0.50 |
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Balance Transfers:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
12.99% -
18.99%± Variable |
| Default APR: |
Up to 25.99%24 |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Cash Advances:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
23.99% |
| Default APR: |
see site |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Credit Card Transaction Fees
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Balance Transfer Fees:
| Minimum: |
n/a |
| Fee Rate: |
3% |
| Maximum: |
n/a |
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Cash Advance Fees:
| Minimum: |
$10 |
| Fee Rate: |
5% |
| Maximum: |
n/a |
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Foreign Transaction Fees:
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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Credit Card Other Fees
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Initial Fees:
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Maintenance Fees:
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Penalty Fees:
| Late Payment Fee: |
Up to $35 |
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24 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 15.74% and up to 22.74%.