IBERIABANK Visa Classic IBERIABANK Find credit card using our advanced search

Card Highlights: Card Category: Consumer Card Type: Unsecured Required Credit Rating: Excellent / Good Issuing Country: United States

Available Rewards: For explanation of each icon click here Miles Cash Points Charity

Rating: INTEREST RATES 100% MAINTENANCE FEES 100% FEATURES & BENEFITS 100% REWARD PROGRAM 100% CUSTOMER SERVICE 100% OVERALL RATING 100%

About: •No annual membership fee. •Low variable rate of 7.25%, 10.25%, or 13.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. •Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. •Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services. •Free Online access to credit card account information. Internet is the SAFEST & FASTEST way to apply for a credit card! Find out why »

Credit Card Description:

The IBERIABANK Visa Classic credit card is only for customers with good to excellent credit, proof of high income, and an employment history of more than 2 years. For those who qualify, this is a great Visa credit card with an extremely low ongoing APR, a 1.99% introductory APR on balance transfers and no annual fee.

Although the card does not offer any rewards, shopping or travel benefits, it does help you take advantage of the lowest APR on purchases if you intend to carry a balance. So, if you don´t wish to earn rewards and you instead value low interest rates and no annual maintenance fees, apply for the IBERIABANK Visa Classic card online!

Your interest rate will vary from 7.25% to 13.25% depending on your credit history and employment information. The better your credit, the lower the rate. However, since the rate is variable, it will fluctuate depending on changes in the Prime Rate. In addition, you pay no annual fee and a 1.99% introductory APR on balance transfers for the first 6 billing cycles, although balance transfers must be requested within the first 90 days of card use. The card charges no transfer fee and has some of the lowest ongoing interest rates available on balance transfers after the introductory period has expired.

In addition to the attractive financial benefits, this credit card provides a full range of standard conveniences such as: the IBERIABANK Visa Classic is good wherever Visa cards are accepted, including shopping websites; you have online access to your credit card information; and you can pay your bills online.
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Some other financially attractive benefits are available with this IBKC Visa card. So, study the features in detail, and also pay special attention to the card´s important disclosures, eligibility requirements and limitations. Verify your good to excellent credit history and solid income first, then apply online now if you qualify! Our online credit card applications are fast, convenient and secure so you can be sure that your private information is protected while being transmitted to the official site of the issuing bank.

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