IBERIABANK Visa Gold IBERIABANK Find credit card using our advanced search

Card Highlights: Card Category: Consumer Card Type: Unsecured Required Credit Rating: Excellent / Good Issuing Country: United States

Available Rewards: For explanation of each icon click here Miles Cash Points Charity

Rating: INTEREST RATES 100% MAINTENANCE FEES 100% FEATURES & BENEFITS 100% REWARD PROGRAM 100% CUSTOMER SERVICE 100% OVERALL RATING 100%

About: •Earn 1% in cash back credit on all qualifying purchases. •No limit on cash back; no expiration date on eligibility for accounts in good standing. •No annual membership fee. •Low, variable rate APR of 9.25%, 12.25%, and 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. •Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness; this APR will vary with the market based on the Prime Rate. •Product Enhancements include: Travel Accident Insurance up to $500,000, Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services. •Free Online access to credit card account information. Internet is the SAFEST & FASTEST way to apply for a credit card! Find out why »

Credit Card Description:

The IBERIABANK Visa Gold credit card is a low APR card offer designed for applicants with a good to excellent credit rating. This card is right for you if you´re looking to switch from a high-interest-rate credit card to a better card deal where you can enjoy such benefits as: unlimited cash back rewards, no annual membership fees, online access to your bank account, and more. Your personal card APR on purchases, cash advances and convenience checks will depend on your creditworthiness and the information you provide on your application form. So, the better your credit, financial and other information, the lower your rates will be.

The IBERIABANK Visa Gold credit card offers some of the most reasonable terms and rates on balance transfers. Its 1.99% introductory APR for 6 billing cycles on balance transfers with no transfer fee enables you to save hundreds in interest charges and fees.

Please note that the 1.99% introductory APR applies only to balances transferred within 3 months of the account opening date. Also, if you want to benefit the most from this balance transfer deal, make sure that you pay off the debt before the introductory period is over. If you still have some balance left at that point, it will then start accruing interest at the regular purchase APR until it is paid off. Also, if you miss a payment or send it late during the 1.99% introductory APR period, a much higher default APR will start accruing on the remaining balance.

The IBKC Visa Gold offers an incredible combination of competitive rates, attractive rewards and additional benefits. So, if you are in the habit of carrying a card balance from month to month, you´ll save with the low variable APR on purchases. On the other hand, if you want to avoid paying interest charges completely, be sure to take advantage of the 25-day grace period. Pay your balance in full within the grace period and you will not pay a cent in interest charges!

As an eligible IBERIABANK Visa Gold cardholder, you are entitled to certain benefits such as: online access to your account information, $500 000 in travel accident insurance, and more. So, take your time to look through the terms and conditions of this Visa card and apply online if it matches your requirements and lifestyle! We provide only fast, easy and secure online credit card applications.

Credit Card Rates

Credit Card Transaction Fees

Credit Card Other Fees

Look it up in our details help page!