IBERIABANK Visa Platinum
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IBERIABANK Visa Platinum

IBERIABANK
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Card Highlights:

Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States

Available Rewards:

For explanation of each icon click here
No Miles Rewards
Miles
No Cash Rewards
Cash
Point Rewards
Points
No Charity Rewards
Charity
Zero Liability

Rating:

INTEREST RATES
100%
MAINTENANCE FEES
100%
FEATURES & BENEFITS
100%
REWARD PROGRAM
100%
CUSTOMER SERVICE
100%
OVERALL RATING
100%

About:

•Earn up to 17,000 bonus points in the first year of account ownership. An initial bonus of 5,000 points will be awarded with your first purchase and an additional bonus of 1,000 each month purchases of $250.00 or more are made in the first 12 months of account ownership. 1 bonus point for every $1 in qualifying net retail purchases will be earned outside of the initial bonus offer. Rewards can be redeemed with as little as 700 bonus points.
•Earn 1 bonus point for every $1 in qualifying net retail purchases in addition to and outside the initial bonus. You can ScoreMore™ with Bonus Points - 2X, 3X, 4X or more at participating retailers online and in-store. Turn your points into hotel, gift or experience rewards with as little as 700 bonus points.
•No annual membership fee.
•Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
•Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Applies to balance transfers processed within three months of your account open date.
•Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel accident coverage up to $1,000,000.
•Free Online access to credit card account information.
This is a secure online application! Internet is the SAFEST & FASTEST
way to apply for a credit card!
Find out why »

Credit Card Description:

IBERIABANK offers a new Visa Platinum credit card for those with very good or excellent credit who want to take advantage of a low APR and an exclusive point rewards program. If you do most of your shopping with a credit card, and you are looking for a convenient and efficient payment tool, the IBERIABANK Visa Platinum card is ideal for you. This card offers some of the lowest interest rates on purchases, in addition to a 1.99% introductory rate on balance transfers for your first 6 billing cycles. Also, under the credit card rewards program rules, cardholders will earn one point per dollar spent on qualifying net retail purchases. The points earned can then be redeemed for a wide range of merchandise, hotel, travel and gift certificates at any participating merchant. On top of great financial features and generous point rewards, this IBERIABANK Visa card provides outstanding customer service and support. Furthermore, IBERIABANK maintains a relationship-based approach to each customer that provides great opportunities when it comes to satisfying your personal financial needs.

You´ll also appreciate the range of standard Platinum benefits available with the IBERIABANK Visa Platinum card. These include: online account access and account management tools, lost and stolen card reporting, up to $1,000,000 in travel accident insurance and more.

Look into the other important features and benefits of the IBERIABANK Visa Platinum, and pay special attention to its requirements and limitations. First make sure that you qualify, and then apply online on our website! You can rest assured that all of our online credit card applications are secure, fast and convenient. So, feel free to apply online now for one of the best Platinum credit cards available today!

Credit Card Rates

Purchases:

Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: as low as
9.25%
Default APR: n/a
Minimum Grace Period: 25 days
Minimum Finance
Charge:
$0.50

Balance Transfers:

Introductory APR: 1.99%
Introductory Period: 6
billing cycles
Ongoing APR: as low as
9.25%
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50

Cash Advances:

Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: as low as
14.75%
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum: n/a
Fee Rate: 2%
Maximum: n/a

Cash Advance Fees:

Minimum: $5
Fee Rate: 5%
Maximum: $100

Foreign Transaction Fees:

Minimum: n/a
Fee Rate: 2%
Maximum: n/a

Credit Card Other Fees

Initial Fees:

Setup Fee: $0

Maintenance Fees:

Annual Fee: $0

Penalty Fees:

Late Payment Fee: Up to $35
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