IBERIABANK Visa Select
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IBERIABANK Visa Select

IBERIABANK
Find credit card using our advanced search

Card Highlights:

Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States

Available Rewards:

For explanation of each icon click here
No Miles Rewards
Miles
No Cash Rewards
Cash
No Point Rewards
Points
No Charity Rewards
Charity
Zero Liability

Rating:

INTEREST RATES
100%
MAINTENANCE FEES
100%
FEATURES & BENEFITS
100%
REWARD PROGRAM
100%
CUSTOMER SERVICE
100%
OVERALL RATING
100%

About:

•Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
•Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles. Applies to balance transfers processed within three months of your account open date. This rate will not change during the introductory period. After that, your APR will be the same as your assigned purchase rate; this APR will vary with the market based on the Prime Rate.
•Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
•Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
•FREE Online access to credit card account information.
•Low Annual Fee of $35.00.
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Credit Card Rates

Purchases:

Introductory APR: 0%
Introductory Period: 12
billing cycles
Ongoing APR: as low as
7.5%
Default APR: n/a
Minimum Grace Period: 25 days
Minimum Finance
Charge:
$0.50

Balance Transfers:

Introductory APR: 1.99%
Introductory Period: 12
billing cycles
Ongoing APR: as low as
7.5%
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50

Cash Advances:

Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: as low as
12.75%
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum: n/a
Fee Rate: 3%
Maximum: n/a

Cash Advance Fees:

Minimum: $5
Fee Rate: 5%
Maximum: $100

Foreign Transaction Fees:

Minimum: n/a
Fee Rate: 3%
Maximum: n/a

Credit Card Other Fees

Initial Fees:

Setup Fee: $0

Maintenance Fees:

Annual Fee: $35

Penalty Fees:

Late Payment Fee: Up to $35
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