Journey® Student Rewards from Capital One®

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Journey® Student Rewards from Capital One®
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Card Rating:
Credit Recommended:
See Real User Reviews (1) >>
Card Rating:
Credit Recommended:
AVERAGE, FAIR, LIMITED
See Real User Reviews (1) >>
Bank:
Capital One®
Card Network:
Visa®
User Category:
ConsumerCard
Card Type:
Regular
Issuing Country:
United States

About this Credit Card:

Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
There’s no limit to the amount of cash back you can earn, and rewards don't expire
Get access to a higher credit line after making your first 5 monthly payments on time
Pay no annual or foreign transaction fees
Fraud coverage if your card is lost or stolen
Pick the monthly due date that works best for you

Rewards Program

Cash Back Rewards

Max Rewards Per $1:
1% Cash Back on all purchases

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
20.74% (Variable)
Penalty APR:
None
Minimum Grace Period:
25 days
Minimum Interest Charge:
See terms
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Balance Transfer
Introductory APR:
N/A
Ongoing APR:
20.74% (Variable)
Balance Transfer Fee:
$0
Penalty APR:
None
Minimum Grace Period:
0 days
More details expand
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Cash Advance
Ongoing APR:
20.74% (Variable)
Cash Advance Fee:
3% of the amount of the cash advance, but not less than $10
Penalty APR:
None
Minimum Grace Period:
0 days
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
Up to $35
Foreign Transaction Fee:
None
More details expand
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Expert Review

Our Expert's Valuation:

pluses
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month

pluses
There’s no limit to the amount of cash back you can earn, and rewards don't expire

pluses
Get access to a higher credit line after making your first 5 monthly payments on time

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:


User comments about Journey® Student Rewards from Capital One®:
  • Kathy
    My granddaughter is a college student, with no credit history and no employment. And she is 17 years old. I'm interested in obtaining a credit card for her with a limit of $1500.00. She does not drive so therefore has no license id., however she does have a student i.d. Is this attainable with myself being a co-signer? I would like the card to be in her name. Thanks