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Continental Finance Matrix Discover® credit card

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Credit Card Applications » Credit Card Companies » Services Credit Union » Continental Finance Matrix Discover® credit card

Continental Finance Matrix Discover® credit card

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Continental Finance Matrix Discover® credit card
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Bank: Services Credit Union
Card Network: Services Credit Union
User Category: Everyday Consumer Card
These credit cards are for the average consumer who needs a credit card for personal use.
Card Type: Secured / Unsecured
If a credit card issuer doesn't sure in your creditworthiness he may require a collateral in the form of a security deposit.
Issuing Country: United States
Minimum Credit Needed:
Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.

No / Limited Credit
You can apply if: you have no credit, you have never had credit cards and other loans before or you’ve had a credit card or a loan for less than 3 years.

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Not sure about your credit history?
Check now

Unfortunately, we don't currently offer online application for this card.

However, our experts has matched very similar credit card offers, which might be just as good or better!

Continental Finance Matrix Discover® credit card

Continental Finance Matrix Discover® credit card
Credit History
Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.
Average / Fair / Limited Average / Fair / Limited Bad Bad Bad
Ongoing APR
The ongoing APR is the annual percentage rate that is charged on purchases and balance transfers after any introductory offer expires. It may be variable or fixed, and the ongoing APR often varies depending on a customer's credit rating and payment history.
24.9% (Variable) 20.9% (Variable) 24.90% 0.00% See terms
Annual Fee
A fee charged by a credit card company each year for use of a credit card. Most banks have credit cards without annual fee. Annual fee may range from zero dollars to several thousand dollars, depending on the credit card offer. Certain types of credit cards, for example credit cards that offer frequent flyer miles as a reward, always come with an annual fee. Other types of credit cards, for example credit cards that offer cash back as a reward, usually have no annual fee.
$0 intro for first year; $19 after that $39 $0 See terms $75
Balance Transfer
A fee charged by a credit card company when you transfer your debt from one credit card or a loan onto another credit card. In many cases this fee is 3% of the balance amount with $5 minimum and $50 maximum. (The minimum is not charged on top of the 3%, instead it will be your total balance transfer fee if 3% of the balance transfer amount is less than $5. If 3% of the balance amount exceeds $50 your total balance transfer fee will be caped at $50.) In some cases it can be a fixed amount, for example: $75. However, it is also possible to find a credit card offer that does not charge this fee.
$0 $0 See website See terms n/a
Rewards Program
Get bonuses like points, miles, or cash back with credit card rewards programs.

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About Continental Finance Matrix Discover® credit card Card:
  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types.
  • No application fees or processing fees.
  • Use your card at locations everywhere Discover® is accepted.
  • Free online account access 24/7.
  • Fast and easy application process; results provided in seconds.
  • Build positive credit by making monthly payments on time.
Our Expert's Valuation:
  • No application or processing fees.
  • Online account access day or night.
  • $75 annual fee.
Card categories:
The highlighted features are those that applicable to each credit card. For more details, see the table below.
0% Intro APR
on Purch.
Shop interest-free for the entire promotional period with a 0% intro APR on purchases.
0% Intro APR
on Bal. Tr.
Pay no interest on balance transfers during the introductory period with a 0% Intro APR on balance transfers.
Get bonuses like points, miles, or cash back with credit card rewards programs.
$0 Annual
With no annual fee, you'll have no yearly charge for using your credit card.
Reporting to
Credit Bureaus
This means that the card's issuer will share information about your credit card use with the major credit bureaus - Experian, TransUnion, and Equifax.
Apply for the card and get a response in 60 seconds.
Approval is guaranteed when you apply for this credit card.
No Activation
With a $0 activation fee, you pay nothing to activate your credit card.

  • Only for new cars........
  • This card seems bad because you pay a monthly fee that equals over half the total of the card each year. RIP OFF
  • disqus_u7AZWCI46C
    What's the intrust rate on the secure card.
  • CreditLandCom
    Most credit cards for bad credit have annual fees and high APRs. However, this credit card does not have APR on purchases. So, if you are one of those who carry a balance from month to month, the Horizon card won’t look that bad.
  • CreditLandCom
    The interest rates are listed in terms and conditions. If you do not see them or they are N/A, you will receive your personal interest rates when you apply for a card. If you do not like the terms offered, you will be able to refuse an offer.
  • lynnbe
    is there a monthly fee this card?
  • CreditLandCom
    The Horizon card has a monthly membership fee of $24.95
  • It doesn't even have a major credit card logo, like visa, mc, etc.who the hell is gonna accept that thing? Worthless!!!
  • CreditLandCom
    The Horizon card gives you $500 credit limit which can be used in their online shop only, so that the card doesn't have logos of Visa, MasterCard and other payment networks. But the Horizon card is still a good offer for those with bad credit for rebuilding credit history.
  • how do you cancel
  • CreditLandCom
    If you want to cancel Horizon Gold Credit Card, you should contact Horizon Card Services directly.
  • Did not give an instant answer like it said it would.
  • disqus_GEyJ6337KK
    Hello, Where can I preview the items I may potentially buy if I get the credit card?
  • CreditLandCom
    If you don't have a Horizon credit card, you can see only product categories in the top menu of
  • CreditLandCom
    There are situations where even an instant decision card needs to take more time to evaluate an applicant. These situations occur when applicant does not provide full information or if the information is doubtful. In this case the credit card issuer needs to collect additional information to make a decision. But most of the time you get a decision right away.
  • When you buy something is the total amount charged to the card or is there a down payment ?
  • CreditLandCom
    Please contact the Horizon Card Services at 1-800-251-6144 for details.
  • Do you have to pay the monthly fees and start up charges up front?
  • CreditLandCom
    The only up-front fee for the Horizon Gold card is an application fee. This fee will be charged to the bank account you indicate in your application form. Monthly fees will also be charged to your bank account every month.
  • So you can't go to the store with this card.?
  • CreditLandCom
    The Horizon Gold card can only be used at and nowhere else.
  • teresagailsisk
    do you receive a catalog from them or something
  • Ummmy account was charged from this horizon card and I did not even apply for it and when I call the phone number I get all circuits are busy. Is there another number if not I guess I'll have to contact the fraud division through the bank.
  • alexiselizabethdrob
    It would be helpful to provide a phone number if nothing else!!! can you do that??
  • CreditLandCom
    No, the company has only online catalogue which you can access as a member only.
  • CreditLandCom
    You can contact the Horizon Card Services at 1-800-251-6144, Monday through Friday from 9:00 a.m. to 8:00 p.m. EST, and Saturday from 10 a.m. to 3 p.m. EST (excluding holidays).
  • CreditLandCom
    If you check out the Horizon card terms and conditions, you will find the telephone number for cancellation and refund requests - 1-800-251-6144 - and a number for Customer Advocacy - 1-800-837-4997.
  • disqus_wYbRjJW5DA
    I apply for a credit card and I have not received it yet it's been almost 15days..??
  • CreditLandCom
    If you are approved for a credit card, you should receive your credit card by mail within about 7-10 business days. If you do not receive your credit card, you should contact the credit card issuer directly.
  • At first sight you may think that the Buypower card has an amazing rewards system but that is not. My friend used this card to buy a GM car and when it came to buying a car he could not redeem all of his earnings towards the car. It appeared that there was a max redemption limit.
  • HeatherWal
    It looks like you friend used the card quite a while ago, now Buypower card does not have redemption limits. Capital One removed them. Now you can use all earnings toward a new car, what I recently did.
  • So, I can only use my earning to buy a new car?
  • CreditLandCom
    That is the main redemption option. Cardmembers can use earnings for down payment, redeem against purchase price or use earning for card upgrades like leather seats, premium sound system and more.
  • DenChantee
    If I get an additional credit card for my daughter, will this card get earning as well?
  • If in this quarter Discover gives 5% cash back on gas purchases and 1% on other purchases, how many rewards will I earn if I make a purchase on Discover Deals?
  • CreditLandCom
    You will earn Discover Deals rewards, as long as you signed up into and followed the instructions to receive the offer, and you will earn your regular rewards. If you are signed up for a 5% Cashback Bonus, you will earn it as well.
  • CreditLandCom
    Yes, it will. All credit cards issued under your BuyPower card account (including authorized users) will earn earnings for all purchases.
  • jericcabalestoesta
    Not an extreme deal breaker but... yeah there is an enrollment fee even though I did select the tab for cards without one.
  • CreditLandCom
    Is it some of our pages which got you confused?
  • marymacky
    I applied with the credit score of 750 and was accepted. They approved me for 12k credit limit. I used card for balance transfers and for some minor purchases. When I received my first statement I was surprised to see that my score went to 802! Still use this card to earn cash back and recommend to everyone.