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Miles by Discover® Card
Discover® Card |
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Find credit card using our advanced search |
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Rating:
| INTEREST RATES |
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70% |
| MAINTENANCE FEES |
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70% |
| FEATURES & BENEFITS |
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80% |
| REWARD PROGRAM |
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90% |
| CUSTOMER SERVICE |
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70% |
| OVERALL RATING |
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76% |
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About:
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Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles.
1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash.
0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%.± yes = "yes"; ?>
No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates.
Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card.
Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report).
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
± yes = "yes"; ?>Click apply to view rates, fees, rewards, limitations and other important information.
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Credit Card Description:
Looking to apply for the perfect credit card? Remember, that it is extremely important to choose a card that will meet your special needs. So, if you enjoy traveling and you are looking for a convenient and efficient payment tool to book airline tickets with and finance your other travel related purchases, then the Miles by Discover® Card could be the best card for you. This is a travel rewards bank card with attractive miles bonuses and great financial benefits. Let´s see what is so special about it.
First, this credit card offers an introductory period for purchases and balance transfers, which can help you save hundreds of dollars in interest charges for a certain period of time. After the introductory period, you are then charged a standard ongoing APR which is among the lowest rates currently available. Plus, the card has no annual fee, which means annual savings for you.
The ability to avoid paying interest charges is even more important if you plan on making the best out of your travel miles rewards. The Discover Bank´s miles rewards program stands out for its excellent features. It helps you explore the world and travel wherever and whenever you want. Just use your Miles by Discover® Card to buy tickets or travel packages through any travel agency or via the Internet and you´ll see just how easy and enjoyable travel planning can be. No blackout dates or any other travel restrictions apply if you pay with the Miles by Discover® Card!
Plus, you will earn bonus miles on all purchases. Whether for personal or business reasons, purchases will bring you one mile per dollar spent with no rewards caps or expiration dates! Plus, you will earn 10,000 bonus miles every time you spend $2,000 in purchases for the first 6 months of card use. Redeem your miles for travel or for gift cards from over 100 card plan partners!
In addition, Discover bank will offer you different kinds of insurance useful for travelers such as Scheduled Air Travel Accident Insurance and Excess Collision Damage Waiver Insurance. Look into other important details of the offer and apply online if you qualify. Please note that if you are still a student or a young adult with an insufficient credit history, you should apply for credit cards that match your particular situation!
Credit Card Rates
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Purchases:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
10.99% - 15.99%± Variable |
| Default APR: |
Up to 20.99%19 |
| Minimum Grace Period: |
25 days |
Minimum Finance Charge: |
$0.50 |
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Balance Transfers:
| Introductory APR: |
0% |
| Introductory Period: |
12 months |
| Ongoing APR: |
10.99% - 15.99%± Variable |
| Default APR: |
Up to 20.99%19 |
| Minimum Grace Period: |
n/a |
Minimum Finance Charge: |
$0.50 |
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Cash Advances:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
23.99% |
| Default APR: |
see site |
| Minimum Grace Period: |
n/a |
Minimum Finance Charge: |
$0.50 |
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Credit Card Transaction Fees
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Balance Transfer Fees:
| Minimum: |
n/a |
| Fee Rate: |
3%± |
| Maximum: |
n/a |
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Cash Advance Fees:
| Minimum: |
$10 |
| Fee Rate: |
5% |
| Maximum: |
n/a |
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Foreign Transaction Fees:
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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Credit Card Other Fees
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Initial Fees:
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Maintenance Fees:
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Penalty Fees:
| Late Payment Fee: |
Up to $35 |
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19 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 12.74% and up to 17.74%.