OpenSky® Secured Visa® Credit Card

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OpenSky® Secured Visa® Credit Card
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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
BAD / NO
Bank:
Capital Bank
Card Network:
Visa®
User Category:
Consumer
Card Type:
Secured
Issuing Country:
United States

About this Credit Card:

Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
Choose your credit line as low as $200 up to $3,000, secured by a fully-refundable* security deposit.
Security deposit needs to be submitted before the credit card can be issued.
No credit check necessary and no checking account required; apply in less than 5 minutes.
Extra credit when you need it, increase your credit line up to $5,000.
Access to online financial education.
*View our Cardholder Agreement located at the bottom of the application page for details of the card.

Interest Rates & Fees

Everyday Purchases
Introductory APR:
n/a
Ongoing APR:
18.39%
Penalty APR:
22.50%
Minimum Grace Period:
25 days
Minimum Interest Charge:
$1.00
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Balance Transfer
Introductory APR:
n/a
Ongoing APR:
n/a
Balance Transfer Fee:
n/a
Penalty APR:
22.50%
Minimum Grace Period:
n/a
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Cash Advance
Ongoing APR:
18.39%
Cash Advance Fee:
5% ($6 min)
Penalty APR:
22.50%
Minimum Grace Period:
n/a
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Other Fees
Application Processing Fee:
Annual Fee:
$35
Late Payment Fee:
Up to $27
Foreign Transaction Fee:
3%
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Expert Review

Our Expert's Valuation:

pluses
Monthly updates to 3 credit bureaus.

pluses
No Credit Check.

pluses
No checking account required!

minuses
Security deposit is required.

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User comments about OpenSky® Secured Visa® Credit Card: