SmartLine™ Platinum MasterCard®
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SmartLine™ Platinum MasterCard®

Capital One® Canada
Find credit card using our advanced search Apply Credit Card Online!

Card Highlights:

Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent
Issuing Country: Canada

Available Rewards:

For explanation of each icon click here
No Miles Rewards
Miles
No Cash Rewards
Cash
No Point Rewards
Points
No Charity Rewards
Charity
Zero Liability

Rating:

INTEREST RATES
100%
MAINTENANCE FEES
100%
FEATURES & BENEFITS
100%
REWARD PROGRAM
100%
CUSTOMER SERVICE
100%
OVERALL RATING
100%

About:

•No Annual Fee, Annual interest rate for cash advances is 19.8%.
•Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time).
•After 3 years your rate will stay low and become a variable rate of Prime +4.99% on purchases and balance transfers.
•Save money when you transfer high-interest debt with our no-fee balance transfer service.
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Credit Card Description:

The SmartLine™ Platinum MasterCard® from Capital One Canada is a smart choice for people with excellent credit scores. The most impressive feature of this credit offer is its APR for new purchases and balance transfers. This card features a very low long-term APR. By using it for buying things online or offline, not only can you enjoy the convenience of a credit card, but you can also save big on interest charges.

The Capital One SmartLine™ Platinum MasterCard® can also be a good choice for those who want to transfer their high interest debt on a new card with low interest rates. In view of the fact that it´s a no annual fee card and it charges no balance transfer fees, you´re sure to benefit from this offer. When applying for this card, you may take advantage of the balance transfer calculator. By using this tool, you can figure out how much you can save in interest and how long it will take you to pay off your balance in full.

If you want to turn your everyday purchases into valuable rewards, you may add rewards to your Capital One Bank card. Better yet, you can choose the way you want to be rewarded, you may choose either reward miles or cash back rewards. By choosing the program that gives generous rewards for the purchases you usually make, you´re sure to save big. But keep in mind, if you want to add rewards, you need to pay an annual fee.

Don´t pass up this great chance to apply online for a low rate card that comes with valuable built-in MasterCard benefits! Apply now and start saving big on interest charges!

Credit Card Rates

Purchases:

Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 5.99% for
3 years
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
n/a

Balance Transfers:

Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 5.99% for
3 years
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
n/a

Cash Advances:

Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 19.8%
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
n/a

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum: n/a
Fee Rate: n/a
Maximum: n/a

Cash Advance Fees:

Minimum: n/a
Fee Rate: n/a
Maximum: n/a

Foreign Transaction Fees:

Minimum: n/a
Fee Rate: n/a
Maximum: n/a

Credit Card Other Fees

Initial Fees:

Setup Fee: n/a

Maintenance Fees:

Annual Fee: $0

Penalty Fees:

Late Payment Fee: n/a
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