The Platinum Cashback Credit Card
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The Platinum Cashback Credit Card

American Express U.K.
Find credit card using our advanced search Apply Credit Card Online!

Card Highlights:

Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United Kingdom

Available Rewards:

For explanation of each icon click here
No Miles Rewards
Miles
Cash Rewards
Cash
No Point Rewards
Points
No Charity Rewards
Charity
Zero Liability

Rating:

INTEREST RATES
70%
MAINTENANCE FEES
80%
FEATURES & BENEFITS
70%
REWARD PROGRAM
75%
CUSTOMER SERVICE
80%
OVERALL RATING
75%

About:

•On-going cashback rate of 1.25% flat cashback on virtually everything, regardless of spend (no tiers!).
•Double cashback every year on the 13th month of your card anniversary, when spend £10,000 in the 13th month.
•Double cashback for the first 3 months, up to £100.
•Representative APR - 18.5%.
•Purchase rate - 14.0%.
•Annual fee - £25.
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Credit Card Rates

Purchases:

Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 18.5%
Default APR: see site
Minimum Grace Period: see site
Minimum Finance
Charge:
see site

Balance Transfers:

Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: n/a
Default APR: see site
Minimum Grace Period: n/a
Minimum Finance
Charge:
see site

Cash Advances:

Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: see site
Default APR: see site
Minimum Grace Period: n/a
Minimum Finance
Charge:
see site

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum: n/a
Fee Rate: 3%
Maximum: n/a

Cash Advance Fees:

Minimum: £3
Fee Rate: 3%
Maximum: n/a

Foreign Transaction Fees:

Minimum: n/a
Fee Rate: 2.99%
Maximum: n/a

Credit Card Other Fees

Initial Fees:

Setup Fee: £0

Maintenance Fees:

Annual Fee: £25

Penalty Fees:

Late Payment Fee: £12
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