TrueEarnings® Card from Costco and American Express
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TrueEarnings® Card from Costco and American Express

American Express
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Card Highlights:

Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States

Available Rewards:

For explanation of each icon click here
No Miles Rewards
Miles
Cash Rewards
Cash
No Point Rewards
Points
No Charity Rewards
Charity
Zero Liability

Rating:

INTEREST RATES
100%
MAINTENANCE FEES
100%
FEATURES & BENEFITS
100%
REWARD PROGRAM
100%
CUSTOMER SERVICE
100%
OVERALL RATING
100%

About:

•American Express® Card and Costco Membership Card in one - with no annual fee for Costco members.
•Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco.
•Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express.
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Credit Card Rates

Purchases:

Introductory APR: 0%
Introductory Period: 6 months
Ongoing APR: 15.24% (V)
Default APR: 27.24%
Minimum Grace Period: 25 days
Minimum Finance
Charge:
see site

Balance Transfers:

Introductory APR: Yes
Introductory Period: n/a
Ongoing APR: Yes
Default APR: 27.24%
Minimum Grace Period: n/a
Minimum Finance
Charge:
see site

Cash Advances:

Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 25.24%
Default APR: 27.24%
Minimum Grace Period: n/a
Minimum Finance
Charge:
see site

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum: $5
Fee Rate: 3%
Maximum: n/a

Cash Advance Fees:

Minimum: $5
Fee Rate: 3%
Maximum: n/a

Foreign Transaction Fees:

Minimum: n/a
Fee Rate: 2.7%
Maximum: n/a

Credit Card Other Fees

Initial Fees:

Setup Fee: $0

Maintenance Fees:

Annual Fee: $0

Penalty Fees:

Late Payment Fee: Up to $35
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