Virgin America Visa® Signature Card

Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.

Often a credit card issuer will offer a low or zero percent APR on purchases for a limited time, known as an introductory period. This promotional period may last anywhere from three months to 21 months and will remain in effect as long as all payments are made on time, the credit limit is not exceeded, and all conditions of the card are met. If a customer goes into default, the introductory period will no longer apply. After the period ends, the regular ongoing APR will apply to any balance carried.

An initial low rate, often a zero-percent rate, will be offered for balance transfers on many credit cards. If payments are made on time then the introductory rate will last for the full advertised amount of time, which may be anywhere from three to 21 months. After the introductory period, the regular APR will go into effect.

The ongoing APR is the annual percentage rate that is charged on purchases and balance transfers after any introductory offer expires. It may be variable or fixed, and the ongoing APR often varies depending on a customer's credit rating and payment history.

A fee charged by a credit card company each year for use of a credit card. Most banks have credit cards without annual fee. Annual fee may range from zero dollars to several thousand dollars, depending on the credit card offer. Certain types of credit cards, for example credit cards that offer frequent flyer miles as a reward, always come with an annual fee. Other types of credit cards, for example credit cards that offer cash back as a reward, usually have no annual fee.

Get bonuses like points, miles, or cash back with credit card rewards programs.