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Visa® Black Card
Barclays Bank Delaware |
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Credit Card Description:
Visa® Black Card is not just another credit card from Barclays Bank Delaware. It is an exclusive card offering its holders ultimate buying power, unique rewards and luxury gifts from the world´s top brands. From a low APR to the 24-hour Concierge Service, every feature in this offer is designed to meet the special needs of a luxury lifestyle. Whether you are planning a vacation or getting reservations into the best hotels or restaurants, the Visa® Black Card provides you with payment convenience, first-class services and valuable benefits.
So, what is so special about this credit card? First and foremost, it has an exclusive cash back rewards program. Under the rewards program rules, you earn 1% cash back on purchases or points that can be redeemed for travel rewards on any airline anytime. You can also enjoy additional travel benefits including a Travel Lounge Priority Pass and the 24-hour Concierge Service. Plus, as an eligible cardholder, you will get luxury gifts from some of the world´s top retailers just for using your card!
One of the most attractive features of the Visa® Black Card is its competitive APR on purchases and 0% introductory APR on balance transfers. The APR is variable, which means that it can change depending on Prime Rate fluctuations. Take advantage of the reasonable grace period, which you can use to pay off your balances interest-free.
Perhaps, the only negative feature about this deal is its annual fee. However, in return you´ll enjoy its high-class Concierge Service which caters to your special needs around the clock.
Evaluate other important features and benefits of the Visa® Black Card from Barclays Bank Delaware and apply online to get your own Black Card today! However, remember that Visa Black credit card applications are designed for customers with good to excellent credit scores, so if you are only building your credit or rebuilding bad payment history, you should look for other credit cards to apply for.
Credit Card Rates
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Purchases:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
14.99% |
| Default APR: |
Up to 30.24% |
| Minimum Grace Period: |
23 days |
Minimum Finance
Charge: |
$2.00 |
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Balance Transfers:
| Introductory APR: |
0% |
| Introductory Period: |
15 months |
| Ongoing APR: |
14.99% |
| Default APR: |
Up to 30.24% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$2.00 |
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Cash Advances:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
25.24% |
| Default APR: |
Up to 30.24% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$2.00 |
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Credit Card Transaction Fees
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Balance Transfer Fees:
| Minimum: |
$10 |
| Fee Rate: |
4% |
| Maximum: |
n/a |
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Cash Advance Fees:
| Minimum: |
$10 |
| Fee Rate: |
5% |
| Maximum: |
n/a |
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Foreign Transaction Fees:
| Minimum: |
n/a |
| Fee Rate: |
3% |
| Maximum: |
n/a |
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Credit Card Other Fees
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Initial Fees:
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Maintenance Fees:
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Penalty Fees:
| Late Payment Fee: |
Up to $35 |
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