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Walmart MoneyCard Preferred

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GE Capital Retail Bank - Walmart MoneyCard Preferred

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Walmart MoneyCard Preferred
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Bank: GE Capital Retail Bank
Card Network: Visa®
User Category: Everyday Consumer Card
These credit cards are for the average consumer who needs a credit card for personal use.
Card Type: Prepaid
Prepaid cards are plastic cards to make purchases without cash. Unlike a credit card, prepaid card does not extend you credit.
Issuing Country: United States
Minimum Credit Needed:
Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.

No Credit Check

No / Limited Credit
You can apply if: you have no credit, you have never had credit cards and other loans before or you’ve had a credit card or a loan for less than 3 years.

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Fair Credit
You can apply if: your credit history is short. You’ve had your own credit card, loan or have been an authorized user on someone’s credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

Good Credit
You can apply if: you missed a couple of payments a while back, your credit history is not long, or you declared a bankruptcy in the past, but now you manage your credit(s) perfectly, which cancelled out past credit troubles.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Credit-Land.com experts evaluate each card using five criteria in order to help you choose the best card.
Overall:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Card categories:
The highlighted features are those that applicable to each credit card. For more details, see the table below.
No Credit
Check
The card issuer will not check your credit history before approving you for the card, so you can be approved regardless of your credit history.
Guaranteed
Approval
Approval is guaranteed when you apply for this credit card.
Instant
Decision
Apply for the card and get a response in 60 seconds.
Rewards
Program
Get bonuses like points, miles, or cash back with credit card rewards programs.
No Activation
Fee
With a $0 activation fee, you pay nothing to activate your credit card.
$0 Monthly
Fee
Pay no monthly fee for carrying a credit card with a $0 monthly fee.
Build
Credit
Credit cards that offer the "build credit" feature let you improve your credit history through responsible use. The credit card issuer will report information to credit bureaus, so wise use will reflect well on your credit score.
Reporting
Credit Bureaus
"Reporting Credit Bureas" means that the card's issuer will give an information about your credit card behaviour to major credit agencies.
About this Credit Card:
  • Packed with premium features.9
  • FREE Rapid Reload® at Walmart.9
  • Add a picture to your personalized card at no additional charge.9
  • Pay bills with Online Bill Pay Service.9
  • Use it for purchases everywhere Debit MasterCard® or Visa debit cards are accepted.9
  • Send money online to friends and family in the U.S., with no charge to the sender or the recipient.9
  • Put money aside for a rainy day or a specific goal with Online Vault.9
Transaction Fees
Transaction Fees using Walmart MoneyCard Preferred:
Fee on Domestic Purchases: See terms
Domestic ATM Withdrawal Fee: See terms
Fee on International Purchases: See terms
International ATM Withdrawal Fee: See terms
Foreign Exchange Fee: 2%
Online Balance Inquiry Fee: See terms
  • Fee on Domestic Purchases.A domestic purchase is a purchase that is made locally. Card issuers usually never charge a fee for ...
    Fee on Domestic Purchases. A domestic purchase is a purchase that is made locally. Card issuers usually never charge a fee for domestic purchases but this fee could be charged by an intermediary. More terms
  • Domestic ATM Withdrawal Fee.The fee which is charged when you withdraw money from ATMs that are owned by your network or issuer or ...
    Domestic ATM Withdrawal Fee. The fee which is charged when you withdraw money from ATMs that are owned by your network or issuer or are in partnership with your card’s issuing bank and are located within the United States. More terms
  • Fee on International Purchases.A foreign transaction fee will apply to purchases made in another country, unless your credit card ...
    Fee on International Purchases. A foreign transaction fee will apply to purchases made in another country, unless your credit card offers no foreign transaction fee. Most cards charge around 2-3 percent for this fee, of which 1 percent may go to the credit card issuing network and 1 percent will go to the bank. More terms
  • International ATM Withdrawal Fee.All ATM withdrawals from foreign countries carry fees. When you visit an ATM in another country, you are ...
    International ATM Withdrawal Fee. All ATM withdrawals from foreign countries carry fees. When you visit an ATM in another country, you are likely to be charged a foreign transaction fee as well as a foreign ATM withdrawal fee. These fees can really add up, so customers should always be aware of the terms and conditions regarding use of ATMs abroad and avoid it except in case of emergency. More terms
  • Foreign Exchange Fee.A fee charged by a credit card company on purchases made in a foreign currency. Usually foreign exchange ...
    Foreign Exchange Fee. A fee charged by a credit card company on purchases made in a foreign currency. Usually foreign exchange fee is 3% of the amount of each foreign currency purchase after its conversion into U.S. dollars with no minimum or maximum. There are no credit cards that do not charge a foreign exchange fee. More terms
  • Online Balance Inquiry Fee.There may be a fee for checking your balance at an ATM owned by a different bank, so be sure you’re not ...
    Online Balance Inquiry Fee. There may be a fee for checking your balance at an ATM owned by a different bank, so be sure you’re not paying to make a balance inquiry. Check your balance for free online and avoid this fee, which may be anywhere from 50 cents to two dollars. Almost all prepaid cards carry a balance inquiry fee, no matter which ATM you use, so try to avoid checking your balance at an ATM. More terms
Maintenance Fees
Maintenance Fees using Walmart MoneyCard Preferred:
Activation Fee: $6.009
Monthly Fee: $3.00
Paper Statement Fee: See terms
Card Cancelling Fee: See terms
Card Replacement Fee: $3.00
  • Activation Fee.The activation fee is a one-time charge that some cards carry. It is separate from an annual or monthly ...
    Activation Fee. The activation fee is a one-time charge that some cards carry. It is separate from an annual or monthly fee, which is charged every year or every month. Many credit cards do not charge an activation fee, so look for one without this charge. Prepaid cards and cards for people with limited credit are more likely to carry activation fees. More terms
  • Monthly Fee.A monthly maintenance fee may be charged by some credit card issuers for processing and issuing billing ...
    Monthly Fee. A monthly maintenance fee may be charged by some credit card issuers for processing and issuing billing statements. A card issuer may charge a monthly fee instead of an annual fee, since a smaller fee may be more palatable to a consumer than one large yearly fee. Some monthly fees can be avoided by getting statements online rather than having paper statements mailed. More terms
  • Paper Statement Fee.Most credit card companies will send you a paper statement in the mail unless you sign up for electronic ...
    Paper Statement Fee. Most credit card companies will send you a paper statement in the mail unless you sign up for electronic billing, or statements by email. Some companies are starting to charge for paper statements, so check and make sure you aren’t getting billed for receiving your bill in the mailbox. A better option is to save your wallet and the environment by signing up for emailed statements. More terms
  • Card Cancelling Fee.When cancelling or closing an account, you may be charged this processing fee. This fee can be $295 or ...
    Card Cancelling Fee. When cancelling or closing an account, you may be charged this processing fee. This fee can be $295 or more for traditional credit cards so be sure you know what the card cancellation fee is before you close any line of credit. More terms
  • Card Replacement Fee.Most credit card issuers will issue replacement cards for free, but there can be costs associated with ...
    Card Replacement Fee. Most credit card issuers will issue replacement cards for free, but there can be costs associated with lost cards, such as checking an account for fraudulent charges, closing it if necessary, and issuing a new card number. A bank might impose a fee after a certain number of replacements if a card is lost repeatedly. More terms
Usage Limits
Usage Limits of Walmart MoneyCard Preferred:
Daily Deposit Limit: See terms
Daily Cash Withdrawal Limit: See terms
  • Daily Deposit Limit.Prepaid cards may have a limit as to how much money can be loaded onto the card each day. Prepaid cards ...
    Daily Deposit Limit. Prepaid cards may have a limit as to how much money can be loaded onto the card each day. Prepaid cards can usually be loaded at an ATM or by direct deposit. More terms
  • Daily Cash Withdrawal Limit.Every card has a limit on how much cash you can withdraw from an ATM each day. The terms and conditions ...
    Daily Cash Withdrawal Limit. Every card has a limit on how much cash you can withdraw from an ATM each day. The terms and conditions of your card agreement will say what this daily limit is, and it will depend on your bank and on your account type. More terms
Card Loading Options
Card Loading Options:
  • Direct Deposit
  • MoneyPak
  • Bank Transfer
  • Cash Reload
  • Walmart MoneyCenter Express
  • Card Loading Options.With a debit card or a prepaid card, you deposit a sum of money into an account and can only spend up to ...
    Card Loading Options. With a debit card or a prepaid card, you deposit a sum of money into an account and can only spend up to that amount. A reloadable prepaid card or a debit card can be a great option for those who wish to control their spending. More terms
  • Share it:
Walmart MoneyCard Preferred
Email you these details
Note: if you click this icon, you will not get a real credit card. You will only receive the copy of this page with all details in it.
If you want to apply for the card, click "Apply online" button.
Not sure? Ask our Experts!

Free Advice to your Email

9 See Terms and Conditions accompanying application for additional offer details.

  • Only for new cars........
  • This card seems bad because you pay a monthly fee that equals over half the total of the card each year. RIP OFF
  • disqus_u7AZWCI46C
    What's the intrust rate on the secure card.
  • CreditLandCom
    Most credit cards for bad credit have annual fees and high APRs. However, this credit card does not have APR on purchases. So, if you are one of those who carry a balance from month to month, the Horizon card won’t look that bad.
  • CreditLandCom
    The interest rates are listed in terms and conditions. If you do not see them or they are N/A, you will receive your personal interest rates when you apply for a card. If you do not like the terms offered, you will be able to refuse an offer.
  • lynnbe
    is there a monthly fee this card?
  • CreditLandCom
    The Horizon card has a monthly membership fee of $24.95
  • It doesn't even have a major credit card logo, like visa, mc, etc.who the hell is gonna accept that thing? Worthless!!!
  • CreditLandCom
    The Horizon card gives you $500 credit limit which can be used in their online shop only, so that the card doesn't have logos of Visa, MasterCard and other payment networks. But the Horizon card is still a good offer for those with bad credit for rebuilding credit history.
  • how do you cancel
  • CreditLandCom
    If you want to cancel Horizon Gold Credit Card, you should contact Horizon Card Services directly.
  • Did not give an instant answer like it said it would.
  • disqus_GEyJ6337KK
    Hello, Where can I preview the items I may potentially buy if I get the credit card?
  • CreditLandCom
    If you don't have a Horizon credit card, you can see only product categories in the top menu of thehorizonoutlet.com.
  • CreditLandCom
    There are situations where even an instant decision card needs to take more time to evaluate an applicant. These situations occur when applicant does not provide full information or if the information is doubtful. In this case the credit card issuer needs to collect additional information to make a decision. But most of the time you get a decision right away.
  • When you buy something is the total amount charged to the card or is there a down payment ?
  • CreditLandCom
    Please contact the Horizon Card Services at 1-800-251-6144 for details.
  • Do you have to pay the monthly fees and start up charges up front?
  • CreditLandCom
    The only up-front fee for the Horizon Gold card is an application fee. This fee will be charged to the bank account you indicate in your application form. Monthly fees will also be charged to your bank account every month.
  • So you can't go to the store with this card.?
  • CreditLandCom
    The Horizon Gold card can only be used at thehorizonoutlet.com and nowhere else.
  • teresagailsisk
    do you receive a catalog from them or something
  • Ummmy account was charged from this horizon card and I did not even apply for it and when I call the phone number I get all circuits are busy. Is there another number if not I guess I'll have to contact the fraud division through the bank.
  • alexiselizabethdrob
    It would be helpful to provide a phone number if nothing else!!! can you do that??
  • CreditLandCom
    No, the company has only online catalogue which you can access as a member only.
  • CreditLandCom
    You can contact the Horizon Card Services at 1-800-251-6144, Monday through Friday from 9:00 a.m. to 8:00 p.m. EST, and Saturday from 10 a.m. to 3 p.m. EST (excluding holidays).
  • CreditLandCom
    If you check out the Horizon card terms and conditions, you will find the telephone number for cancellation and refund requests - 1-800-251-6144 - and a number for Customer Advocacy - 1-800-837-4997.
  • disqus_wYbRjJW5DA
    I apply for a credit card and I have not received it yet it's been almost 15days..??
  • CreditLandCom
    If you are approved for a credit card, you should receive your credit card by mail within about 7-10 business days. If you do not receive your credit card, you should contact the credit card issuer directly.
  • At first sight you may think that the Buypower card has an amazing rewards system but that is not. My friend used this card to buy a GM car and when it came to buying a car he could not redeem all of his earnings towards the car. It appeared that there was a max redemption limit.
  • HeatherWal
    It looks like you friend used the card quite a while ago, now Buypower card does not have redemption limits. Capital One removed them. Now you can use all earnings toward a new car, what I recently did.
  • So, I can only use my earning to buy a new car?
  • CreditLandCom
    That is the main redemption option. Cardmembers can use earnings for down payment, redeem against purchase price or use earning for card upgrades like leather seats, premium sound system and more.
  • DenChantee
    If I get an additional credit card for my daughter, will this card get earning as well?
  • If in this quarter Discover gives 5% cash back on gas purchases and 1% on other purchases, how many rewards will I earn if I make a purchase on Discover Deals?
  • CreditLandCom
    You will earn Discover Deals rewards, as long as you signed up into discover.com/deals and followed the instructions to receive the offer, and you will earn your regular rewards. If you are signed up for a 5% Cashback Bonus, you will earn it as well.
  • CreditLandCom
    Yes, it will. All credit cards issued under your BuyPower card account (including authorized users) will earn earnings for all purchases.
  • jericcabalestoesta
    Not an extreme deal breaker but... yeah there is an enrollment fee even though I did select the tab for cards without one.
  • CreditLandCom
    Is it some of our pages which got you confused?
  • marymacky
    I applied with the credit score of 750 and was accepted. They approved me for 12k credit limit. I used card for balance transfers and for some minor purchases. When I received my first statement I was surprised to see that my score went to 802! Still use this card to earn cash back and recommend to everyone.