|Bank:||GE Capital Retail Bank|
|User Category:||Everyday Consumer Card
These credit cards are for the average consumer who needs a credit card for personal use.
Prepaid cards are plastic cards to make purchases without cash. Unlike a credit card, prepaid card does not extend you credit.
|Issuing Country:||United States|
No Credit Check
No / Limited Credit
You can apply if: you have no credit, you have never had credit cards and other loans before or you’ve had a credit card or a loan for less than 3 years.
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.
You can apply if: your credit history is short. You’ve had your own credit card, loan or have been an authorized user on someone’s credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.
You can apply if: you missed a couple of payments a while back, your credit history is not long, or you declared a bankruptcy in the past, but now you manage your credit(s) perfectly, which cancelled out past credit troubles.
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
|Features & Benefits:|
|Fee on Domestic Purchases:||See terms|
|Domestic ATM Withdrawal Fee:||See terms|
|Fee on International Purchases:||See terms|
|International ATM Withdrawal Fee:||See terms|
|Foreign Exchange Fee:||2%|
|Online Balance Inquiry Fee:||See terms|
|Paper Statement Fee:||See terms|
|Card Cancelling Fee:||See terms|
|Card Replacement Fee:||$3.00|
|Daily Deposit Limit:||See terms|
|Daily Cash Withdrawal Limit:||See terms|