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Credit Card Applications » Credit Card Questions » Other Questions » 611 point credit rate are to low to applay for a credit card

611 point credit rate are to low to applay for a credit card

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Date:
September 11, 2008, 12:55 pm
611 point credit rate are to low to applay for a credit card
Answer:
The FICO score of 611 stands for bad (poor) credit rating, which means you are to search and choose from among a special selection of credit cards. Actually, you can choose from either "limited" credit cads for people building their payment history, or from bad cards meant for rebuilding/reestablishing one's credit records.

If you're a student or young adult working for a living, if you have a stable job income and you have no bad payments with any current or previous financial institutions, consider Capital One cards for limited payment history. Capital One Standard Platinum, a no annual fee plastic, is a good option for young people with a job and a valid credit score. No Hassle CashSM Rewards for Young Adults is a Capital One's great rewards plastic that would also benefit college students looking for their first bank card.

In case your low credit score is the result of bad payments and overspending, you need to apply for a bad credit card. Centennial Gold MasterCard®/Visa from First PREMIER Bank is a low rate plastic with a mild annual fee and reasonable limit. If used wisely, it can be a great tool to increase your credit score and become a creditworthy customer.

Choose which of the cards suits your case and apply online.

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