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Are there any credit card offers that can have a cosigner to increase my chances of approval?... |
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Date:
November 11, 2008, 10:13 am |
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Are there any credit card offers that can have a cosigner to increase my chances of approval? Thank you |
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Answer:
Generally, credit cards with cosigners are meant for people whose age or credit would not allow them to qualify otherwise. Almost all major card issuers that provide cards for students or people with good credit allow having a cosigner. Thus, you may either search among student cards or cards for good credit. The major requirement is that your cosigner has a strong credit history.If you have nearly good credit history, but lack some points to be approved, consider More® Card from Disscover. This is a no annual fee, 0% APR credit card for applicants with good credit rating. If you are a student or young adult looking to build credit, a good choice would be Discover® Student Tropical Beach Card which has no annual fee and 5% cash back bonus. Or, as an alternative, you may also try Capital One Standard Platinum which is ideal for people who are building credit yet. If for some reason, the bank considers you a bad risk, they may accept you with a creditworthy cosigner. Study the cards' terms and requirements to see which one suits you most and apply online with a cosigner's help. |
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