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Could I qualify for a )% balance transfer credit card? |
0% Intro APR for 15 Months. 5% Cashback Bonus.
Apply for a Credit Card Today! An Excellent Credit Card for Rebuilding Credit Scores.
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Date:
May 27, 2008, 2:57 pm |
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Could I qualify for a )% balance transfer credit card? |
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Answer:
Your ability to qualify for a 0% balance transfer credit card depends on your credit history. As a matter of fact, the best 0% APR offers online are meant for good and excellent credit applicants, so if your credit score is less than 660, your chances to be approved are practically reduced to nothing. Check your credit report, and if you qualify feel free to apply for a 0% interest balance transfer card online. Read the terms and conditions of the chosen card carefully. As a rule, the 0% APR on balance transfers is only valid during the introductory period which may last as long as 15 months at maximum. Try to pay off your debt until the introductory period is over, otherwise, after the 15 months you will be charged a fixed standard APR and will have to repay more. Also, if you mean to kill your balance easily and fast, avoid making purchases on your balance transfer card. If you do, you may run a new balance and may have to deal with two different debts. |
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