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Credit Card Applications » Credit Card Questions » Other Questions » Hello,
I learned a fewweeks ago that I had old medice bills hurting my credit. Also, Bank...

Hello,
I learned a fewweeks ago that I had old medice bills hurting my credit. Also, Bank...

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Date:
August 3, 2008, 1:13 pm
Hello,
I learned a fewweeks ago that I had old medice bills hurting my credit. Also, Bank of America has me stuck. I deposited $600 in the ATM two year ago, and they told me that I didn't deposit anything. In the last year I have tryed to pay the bank of a few times, but I would get told I have to pay someone else. By the time I would contact them, they told me to contanct the bank. I am going to pay off alll of my debt, in the next month. What way is the best to start estabishing credit.
Answer:
As you have a damaged credit rating and are looking to reestablish it, you're limited in your choice of credit cards. However, there are some good options to consider. Look through credit deals available with First PREMIER Bank, a major US card issuer working with applicants with troubled credit. You might be interested in two of its top offers with in-build credit repair programs. Centennial Gold MasterCard®/Visa is a great option for bad credit customers as it offers credit limit increases for payments on time and reports to all credit bureaus which helps you reestablish credit faster.

Gold MasterCard®/Visa is another bad credit offer with reasonable APR and moderate annual fee to help you boost credit score in a while of responsible payments.

Though First PREMIER Bank caters for bad credit applicants, it does not approve just everyone. When assessing your application, the issuer will look at your job income, monthly expenses, credit lines with other providers, debt-to-credit ratio and other factors.

If you want to increase your approval chances, we suggest you consider applying for a secured card. Though it might no be as flexible and beneficial as unsecured cards, it is a great tool to reestablish credit fast and safe. Have a look at the features of Secured Visa® Credit Card from Applied Bank, which offers up to $5,000 in limit and lowest APR on purchases.

Start establishing your credit with one of the credit cards suggested. Find which terms are more beneficial for you and apply online now
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