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Credit Card Applications » FAQs » Other Questions » Hello, My credit scores are: 657, 638, and 643. I needing to transfer a balance of...

Hello,
My credit scores are: 657, 638, and 643.
I needing to transfer a balance of around $5,300.00 over to a credit card that will provide me with a 0% transfer fee or better. In addition, I am seeking a low fixed rate card.

Whic cards on your site should I apply for, and also oppose to applying online will I have the ability to speak with a live representative to get my application processed?

Thanks so much for your help!

Stephanie

Date: November 10, 2008, 5:31 am
Your credit score is fair, so your choice is limited to certain credit cards online. Capital One credit cards for fair, or average credit rating, would suit you but you have to comply with a number of requirements: you have a good income and you haven't made any late payments recently. If these statements are about you, choose among the following cards:

Capital One Platinum - Visa is a low APR card with no set up fee, no transfer fee and favorable annual fee. Low APR applies both to purchases and balance transfers.

Capital One Standard Platinum offers you no annual fee and no balance transfer fee, but the APR is higher.

Orbitz® Visa® Platinum is a points rewards credit card with no annual fee and no balance transfer fee. All the cards come with up to $3 000 limits, so you will not be able to transfer the whole debt onto one card. You can choose to transfer only part of it or apply for two cads at a time.

Typically, you can request two credit cards but your approval will depend on lots of factors such as your credit-to-income ratio, your debts, how you pay bills and others. If your total credit available is already too high relative to income, you might not be approved.

Choose a card (cards) and click "Apply" to be redirected to the application form where you'll also find a telephone number of the bank.

TOP 3 Credit Card Offers:

Discover it®
Required Credit History:

Excellent Credit

Capital One® Platinum Credit Card
Required Credit History:

Average / Fair / Limited Credit

or call     (866) 554-0808
Horizon Gold Credit Card
Required Credit History:

Bad Credit

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