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Credit Card Applications » Credit Card Questions » Other Questions » Hi ~ I'm the Director of a small, non-profit animal rescue organization (a 501(c)(3)). Can you...

Hi ~ I'm the Director of a small, non-profit animal rescue organization (a 501(c)(3)). Can you...

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Date:
August 17, 2008, 3:03 pm
Hi ~ I'm the Director of a small, non-profit animal rescue organization (a 501(c)(3)). Can you recommend a credit card for us? We'd balance the full balance on a monthly basis and the card wouldn't be used a whole lot, at least initially. But sometimes we arrange for a client to see a veterinarian on short notice and need to give a credit card number by phone, for example.

Thanks!
Answer:

The type of a credit card you'll qualify for depends on lots of factors, your credit history being in the first place. All the cards on our website do a personal credit check, so if you're going to make an application in your name, see your credit report to find which credit card is right for you.

If you have a long-term good credit history, you could benefit from Platinum Prestige card from Capital One Bank. It is a no annual fee, low APR credit card for responsible customers without any late payments with previous or current financial institutions.

If your credit is limited (your credit score is 620-659) because you are only building it up and if you don't have any delinquent accounts in your name, you could apply for Capital One Standard Platinum. The card gives you a reasonable credit limit which is big enough to spend but too small to overspend.

In case you have recently been late on any of the bills with previous or current financial companies, or you need to repair credit damaged by overspending and non-payments, Centennial Gold MasterCard®/Visa credit card from First PREMIER Bank will be an option. Though it offers a low credit limit and setup fees, it is a good tool to boost credit score and make purchases at the same time.

Check your credit report to see which of the cards is your best variant. Evaluate the card's features and apply online.

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