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How are you ever going to get any credit if no one will ever give you a card to establish some... |
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Date:
September 15, 2007, 11:18 pm |
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How are you ever going to get any credit if no one will ever give you a card to establish some credit? i am 21 years old and i dont have good or bad credit! Its just not there. So how do I get started ? Thank you !!! |
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Answer:
First of all, it should be mentioned that chaotic applications won't do you any good. You see, each time you are denied you score further decreases, which in turn lowers your chances to be approved in the future. Thus, if you've decided you want a card you should choose carefully and apply only for those you are eligible for. The most important thing you should do is to request your report and correct all mistakes and omissions. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. |
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