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Credit Card Applications » Credit Card Questions » Other Questions » How can I apply for a credit card with good credit and get an APR tha'ts less than 10%?

How can I apply for a credit card with good credit and get an APR tha'ts less than 10%?

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Date:
December 6, 2008, 2:08 pm
How can I apply for a credit card with good credit and get an APR tha'ts less than 10%?
Answer:
Currently, only Citibank credit cards offer lower than 10% APR for good score applicants. Verify that your credit score is 660-750 and you haven't had late payments recently. Then, go ahead, compare Citibank offers online and apply for a credit card with most agreeable features.

Citi® Diamond Preferred® Card offers some of the lowest APRs on purchases and balance transfers and adds irresistible 0% intro APRs and no annual fees. There are lots of additional benefits such as $0 fraud liability, free online account management and others.

Citi® Platinum Select® Card® comes with a similar deal, offering lowest ongoing APRs and 0% intro rates. The same benefits and $0 annual fee apply.

If for some reason, you do not favor Citibank, you can consider other issuers like for example Discover Company and its More® Card. It is also designed for good credit rating but it charges a bit higher than 10% APR. However, there is an attractive cash back rewards program and 0% intro APR on purchases and balance transfers.

Choose which of the cards suits your requirements better and apply online.

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