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How can i apply and be approved of a credit card if i have no credit and you need credit to be... |
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Date:
September 20, 2007, 11:18 am |
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How can i apply and be approved of a credit card if i have no credit and you need credit to be approved for one?? And how do i even start building credit with no credit? |
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Answer:
The first step you should make is to assess your credit history and your rating by getting a report. Then, if you haven't done it yet, open a savings or a checking account in your name. This will prove your ability to deal with money. Cards for no credit are intended to make it easier to obtain a card for people with no credit history. You can apply for one of these cards online through our service. Read all the data concerning each card and choose the card that complies with your needs. Another way out is a co-signer, a person, who will take responsibility in case you don't pay off your bills. Nevertheless, it doesn't mean that you're not responsible for your payments: all negative information is reported to the bureau and may stay on your report for quite a long time. |
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