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Credit Card Applications » Credit Card Questions » Other Questions » How do I apply for a credit card, without any credit?

How do I apply for a credit card, without any credit?

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Date:
June 20, 2009, 2:06 pm
How do I apply for a credit card, without any credit?
Answer:

You can apply for one of the secured credit cards intended specifically for people with bad credit history and those who are new to credit. Secured credit cards don’t require your credit records information that means you can be approved regardless of your credit history.

In order to get a secured card, you’ll need to fulfill just minimum requirements. You’ll have to be a resident of the US at least 18 years old, have a Social Security Number (SSN), and make a security deposit that can be charged by the bank in case you fail to repay your credit card debt. Besides, if used properly, secured cards may help you establish your credit history faster because they generally come with a credit bureau reporting option. On the whole, a secured card works just like an unsecured credit card and is a perfect payment tool for making purchases, traveling, and so on.

Take your time to compare the best secured credit cards featured here and pick out the one that suits you most.

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