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How do i apply for credit and get approved? |
0% Intro APR for 15 Months. 5% Cashback Bonus.
Apply for a Credit Card Today! An Excellent Credit Card for Rebuilding Credit Scores.
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Date:
September 5, 2008, 11:16 am |
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How do i apply for credit and get approved? |
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Answer:
If you're looking to apply for a credit card online and be approved, it's critical to choose the right one. Requesting a card that does not fit your credit rating may cause the issuer's denial which will hurt your FICO scores. We've selected three possible variants which requirements you might comply with.Assuming your credit history is good or excellent, we advise you Blue from American Express. This card requires that the applicant has a long-term payment record (no less than 5 years), no late payments, high and stable job income and good credit-to-debt ratio. So, check if your FICO scores are from 660 to 850 and apply for the card online. If your credit is average and you're only building it up, take a look at Capital One Standard Platinum. The card requires a valid FICO score at one of the credit bureaus and disciplined credit management, meaning that there no late payments in the applicant's name. If you're a college student or a young adult earning your living and if you have no bad payments of late, you have good chances to be approved.What if your credit is bad due to bad payments and overspending? There's an option for you, too. Centennial Gold MasterCard®/Visa from First PREMIER Bank is specially designed for bad credit customers looking to rebuild or reestablish their payment records. Choose a credit card right for your payment history and apply online. |
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