Go to a Mobile Version

Latest Credit Card News

Credit-Land.com offers best credit card applications online!

Immediate credit card care service

FIND BEST CARD

0% INTRO APR

0% on Balance Transfers

PRIME CREDIT

Cards for Excellent Credit

Cards for Good Credit

LIMITED CREDIT

Cards for Fair Credit

Cards for Bad Credit

Cards for Limited/No Credit

SELECT BY REWARD

Gasoline Credit Cards

SELECT BY ISSUER

All Credit Card Companies

STUDENT CARDS

BUSINESS CARDS

DEBIT CARDS

NO FOREIGN FEE

FOREIGN RESIDENTS

Canadian Credit Cards

Belgian Credit Cards

SELECT FOR YOUR SPECIAL NEEDS

Prepaid Cards by Bank

Credit Cards by Hotel

Credit Cards by Airline

Gas Station Credit Cards

Help Us Improve!

We rely on the feedback from our customers like you in order to improve our site.

Decided not to apply?
Can't find the right card?
Have a suggestion?

FREE SERVICES

Credit Card Applications » Credit Card Questions » Other Questions » How does a credit card application affect my credit? Can it damage or lower my credit score?

How does a credit card application affect my credit? Can it damage or lower my credit score?

Discover® Card
Discover® More Card

0% Intro APR for 15 Months.

5% Cashback Bonus.

Credit One® Bank
Visa® Platinum from Credit One Bank

Apply for a Credit Card Today!

An Excellent Credit Card for Rebuilding Credit Scores.

Date:
September 7, 2006, 4:41 pm

	How does a credit card application affect my credit? Can it damage or lower my credit score?
Answer: If you apply for a credit card, the very action doesn't affect your credit. If you are approved, it adds to your credit score. If you are denied, it damages the credit history.