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Credit Card Applications » Credit Card Questions » Other Questions » I DONT HAVE CREDIT CARD, LOANS, OR DEBTS OF ANY BANK, IN NEED INCREASE MY CREDIT SCORE, BECAUSE I...

I DONT HAVE CREDIT CARD, LOANS, OR DEBTS OF ANY BANK, IN NEED INCREASE MY CREDIT SCORE, BECAUSE I...

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Date:
August 16, 2007, 10:50 am
I DONT HAVE CREDIT CARD, LOANS, OR DEBTS OF ANY BANK, IN NEED INCREASE MY CREDIT SCORE, BECAUSE I HAVE A FAIR CREDIT, I APPLY FOR CREDIT CARD BUY MY CREDIT IS LIMITED... I NEED ONLY 40 POINTS TO PASS TO GOOD CREDIT, WHAT I CAN DO..
Answer:
The only way to build up credit history is to prove that you are a responsible payer. Thus, if you don't have any cards or loans, how would the issuers know, how good a payer you are? Your information is just not updated, that's all. Thus, if your credit is yet limited and you are eager to improve it, you should follow some necessary recommendations. First of all request you credit report and check it for any mistakes. It is recommended that you do it regularly. You should have a couple credit cards in good standing (you pay on time) open at any time. 3 or 4 with high credit limit is an ideal situation. On our site there are some fair credit offers. You can compare them properly and apply for the one that suits you most. Missing your payments will negatively affect your credit history, so do your best to make all the payments exactly on time. Besides, try to keep your balance as low as possible. All these recommendations will allow you to establish a positive credit history and in time you'll be able to apply for the good credit offers.
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