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Credit Card Applications » Credit Card Questions » Other Questions » I HAVE APPLIED FOR A CREDIT CARD AND I HAVENT RECIEVED ANYTHING IN MY EMAIL

I HAVE APPLIED FOR A CREDIT CARD AND I HAVENT RECIEVED ANYTHING IN MY EMAIL

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Date:
March 25, 2007, 3:00 am
I HAVE APPLIED FOR A CREDIT CARD AND I HAVENT RECIEVED ANYTHING IN MY EMAIL
Answer:
You may expect a quick respond only in case of instant approval credit cards (in 60 seconds). With all other cards you’ll have to wait for some time, until the credit institution makes inquiries about your credit report, monitors it and then makes a credit decision. Usually the time, you should wait for the companies decision, is indicated in terms and conditions of credit cards. It can take a couple of days, a week (most often 7-10 business days) and sometimes a month. If you followed the general rules of applying for a credit card online (you checked your credit report, chose the card you are eligible for and read its terms and conditions), then everything is supposed to be all right. If you think, you are waiting too long – contact the credit card issuer and clear out the situation.
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