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I NEED TO INPROVE MY CREDIT..BUT EVERYONE WANTS AN UPFRONT FEE AND THEY ONLY WANT TO GIVE ME A... |
0% Intro APR for 15 Months. 5% Cashback Bonus.
Apply for a Credit Card Today! An Excellent Credit Card for Rebuilding Credit Scores.
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Date:
June 20, 2007, 5:02 pm |
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I NEED TO INPROVE MY CREDIT..BUT EVERYONE WANTS AN UPFRONT FEE AND THEY ONLY WANT TO GIVE ME A
LOW CREDIT AMOUNT ON THE CARD. SO WHERE DO I TURN TO ?FOR A GOOD CARD. |
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Answer:
If you are going to apply for any credit card the first and the most important thing you should do is to learn for which deals you are eligible for. Obviously if you wish to rebuild your history your score is not so high, but such information is not enough. It is crucial to know your current credit scores for sure. Thus, request your reports from all three credit bureaus – Experian, Equifax and TransUnion – and get your scores. After that you are welcome to turn to the section that complies with your score. If it is below 620 your credit is considered bad, if it amounts to 620-659 you should look through deals for fair credit, and if your score is above 660 it is regarded good. Read the information about each offer in your section and choose one that suits you most. The amount of money on the card depends on your rating and on the card you’ve applied for. If your score is either bad of fair your initial limit won’t be very high (probably a few hundred dollars). However if you prove to be a good payer the limit can gradually increase. Cards without fees are also available only for people with no less that fair score. |
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