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I am 19 years old and have no credit history. I am working and will be attending school this... |
0% Intro APR for 15 Months. 5% Cashback Bonus.
Apply for a Credit Card Today! An Excellent Credit Card for Rebuilding Credit Scores.
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Date:
July 9, 2007, 9:48 am |
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I am 19 years old and have no credit history. I am working and will be attending school this fall. Can I get a card to help establish credit? |
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Answer:
If you wish to build up your credit history you can do the following. Open a savings and a checking account in your name, if you haven't done it yet. This is essential as it proves your financial independence and ability to deal with money. Even if you don't have any credit yet you still have an opportunity to apply for a card and be approved. The most important thing is to apply only for the deals you are eligible for. Thus, turn to the no credit credit cards. Look through all the variants attentively and choose the one that suits you most. Another way is apply for a secured card. This one requires a deposit that will guarantee your paying capacity. The best secured deals are also present on our site. Finally, you can draw the so-called co-signer, that is a person with good history who will be responsible if you don't pay off your bills on time. |
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