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Credit Card Applications » Credit Card Questions » Other Questions » I am a college student that is trying to get a loan by myself but i have no credit history. Would...

I am a college student that is trying to get a loan by myself but i have no credit history. Would...

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Date:
August 14, 2008, 1:37 pm
I am a college student that is trying to get a loan by myself but i have no credit history. Would getting a credit card help me?
Answer:

Exactly so. The easiest and fastest way for a college student to start up credit history is through applying for a credit card. There are plenty of credit card offers tailored for the special needs of college students in the market today; you just need to find the right one - cheap, safe and rewarding.

We can offer three college student credit cards that might interest you with their favorable rates, fees and other benefits. If you are looking for an effective tool to build up credit fast, pay attention to Capital One Standard Platinum for Young Adults , a no annual fee card with a manageable credit line for your college expenses.

Young adults are usually crazy about credit rewards such as cash back and points. If you belong to this category of college students, you may choose from Citi® mtvUTM Platinum Select® Visa® Card for College Students from Citibank and No Hassle CashSM Rewards for Young Adults from Capital One. Both cards offer 0% Intro APRs on purchases and exclusive reward opportunities. If used in a wise, responsible manner, these credit cards for college students might be the shortest way to good and strong credit history. We advise you compare the cards' rates, fees and other charges side-by-side to make sure you apply for the right one.

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