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I currently have a Capital One Visa card at 5.9%. This is an old loan I'm paying off and I don't... |
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Date:
January 31, 2007, 4:30 am |
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I currently have a Capital One Visa card at 5.9%. This is an old loan I'm paying off and I don't want to charge anything else on this card. Is it possible to get another separate card through you at your current 7.9% rate to use for purchases and to transfer a balance from another visa card from a different bank? You have the best rates I can find and I've been completely happy with your service. I just want to keep that other balance separate from anything new. Thank you. Diane Cooper |
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Answer:
Everything depends on your credit history and the credit card you want to receive. Capital One bank offers credit card applications for bad credit implying balance transfers, but APR for balance transfers in this case will be up to 20 percent. Good credit cards have much better terms, however. If you know your credit score, you are free to choose a credit card according to it and your needs. I do not quite understand what credit card of what bank you want, but Capital One has such credit cards. If you are not going to use the present credit card now, you better don't close the account, as it will damage your credit and the card can be of use to you maybe later. |
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