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I currently have a student credit card that I have had for about 2 years with a limit of $2000. ... |
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Date:
December 2, 2008, 12:23 am |
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I currently have a student credit card that I have had for about 2 years with a limit of $2000. The issuing bank will not consider a credit limit increase which I have requested. I use 50-80% of this credit each month but pay it off in full, on time, every month. I would like to get another card in order to increase my line of credit and reduce my utilization ratio. Should I apply for a second card with the same institution as my current card or consider another credit card company? |
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Answer:
It is up to you to choose which company you would like to apply at. If you are a student and you've already built up some credit history, there are plenty of attractive offers to choose from. We'd suggest 3 top student credit cards that may appeal to you:Citi® Platinum Select® Card for College Students is a great no annual fee plastic with a very low ongoing interest rate and 0% intro APR on purchases. No minimum income or cosigner is required to qualify for the card. Platinum benefits such as $0 fraud liability, road assistance and travel insurance apply. Discover® Student Tropical Beach Card has an average interest rate, 0% intro rates offer for 6 months and no annual fee. Besides, you are offered 5% cash back rewards on changeable spending categories: travel, gas, groceries, entertainment and other. No Hassle CashSM Rewards for Young Adults from Capital One offers 1% cash back on all purchases with no limit or expiration dates. Take advantage of 0% intro APR on purchases and a low annual fee. Choose a best card to grow your line of credit and apply now. |
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