Immediate credit card care service
|
 |
I have a Target visa which is now 28.99 percent interest, it is at about 7,000 balance. They say... |
0% Intro APR for 15 Months. 5% Cashback Bonus.
Apply for a Credit Card Today! An Excellent Credit Card for Rebuilding Credit Scores.
 |
|
Date:
December 15, 2008, 11:06 am |
 |
I have a Target visa which is now 28.99 percent interest, it is at about 7,000 balance. They say they sent me a letter saying the interest rate was rising, i don't remember this letter,i was late a few times, if i wanted to keep my current rate i shouldv'e signed this letter(?) Anyway i have Fair credit,i applied wtth capital one online,they turned me down. i desperately need to transfer this or get a lower rate. I am paying about 250 a month.
What do i do?? Thank you. |
|
Answer:
If you have been turned with Capital One, there are no other options with balance transfers available to you as customer with damaged credit. The only way to pay your balance off at a lower rate is to get a personal loan. Personal loans usually offer cheaper interest rates that are fixed for the life of the balance. Take out a $10,000 personal loan and pay your credit card debt with it. Then pay the personal loan back at a much lower interest. Personal loan providers have less strict eligibility requirements so you have more chances to qualify for the loan than for a credit card. |
|
|
|
 |
All content. Copyright © 1999-2012.
Credit-Land.com, Inc.
All rights reserved. |
|
|
