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Credit Card Applications » Credit Card Questions » Other Questions » I have a citibank platinum card with an annual pay,I requested a trnasnfer from to a lower and no...

I have a citibank platinum card with an annual pay,I requested a trnasnfer from to a lower and no...

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Date:
September 22, 2008, 8:25 pm
I have a citibank platinum card with an annual pay,I requested a trnasnfer from to a lower and no annual as so i can pay of the bal faster
Answer:
If your credit is good-to-excellent (660-850 FICO score), you can choose from a variety of low APR or 0% APR balance transfer cards online. If you prefer a lowest ongoing rate on balance transfers until paid off, consider applying for Blue from American Express. It is a no annual fee card with 4.99% on balance transfers during the 15-month intro period. You are required to have a high job income and faultless credit history to be approved.

Looking to save with 0% APRs? Take a look at More Card - Clear from Discover Company. Along with 0% intro APR on balance transfers, it offers a no annual fee benefit and lavish cash back rewards. Chase Bank's Platinum Visa is also a 0% APR, no fee card offering a bunch of Platinum benefits besides. You need to pay your balance in full during the 12-month introductory period. Or if you don't cope within this period, you can apply for another 0% balance transfer card and continue repaying your debt.

Before you apply for any of the cards, make sure that their limits allow transferring your debt. Also, check your credit report because if you have bad payments on your Citibank card, you won't probably qualify.

You are welcome to apply for a balance transfer card online.

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