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I have applied for first time credit card and they denied it,because I don't have credit... this... |
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Date:
September 8, 2006, 9:11 pm |
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I have applied for first time credit card and they denied it,because I don't have credit... this could affect my future credit ?? I should apply again or not?? What is your advice ?? |
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Answer:
All denials affect your credit score, so try to apply for credit cards for which you are eligible. If you have no credit, your choice is limited by cosigner cards, secured cards and very rarely unsecured cards for no credit. Such cards will make to pay high charges and (in case of secured cards) deposit a collateral, but they will help you to build a good credit history provided you pay all your bills on time and in full. |
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