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Credit Card Applications » Credit Card Questions » Other Questions » I have excellent credit by I am about maxxed out on some credit cards. I have one particular...

I have excellent credit by I am about maxxed out on some credit cards. I have one particular...

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Date:
November 9, 2008, 1:20 pm
I have excellent credit by I am about maxxed out on some credit cards. I have one particular credit card that is maxxed out at about 13500.00 at an interest rate of 28.99%. I tried to do a balnce transfer to Discover and they only let me do 1100.00. Any secrets on how to get it all transferred.
Answer:
There are lots of other balance transfer offers that may give you a high credit limit besides Discover Card. If you really have excellent credit score and you haven't had bad payments in the last 5 years, you may try the following cards:

Capital One Platinum Prestige is for excellent credit rating only. It offers 0% on balance transfers until October, 2009 and a lowest rate after that. There's a substantial credit line for creditworthy, high income customers.

Capital One Platinum is a 0% APR balance transfer credit card with a high limit and good credit requirement. There is no annual fee and there's a low ongoing interest rate on purchases.

Blue from American Express®has insignificant intro APR on balance transfers and 0% intro APR on purchases. It may approve you for a $100 000 limit if you qualify.

Review these balance transfer credit cards and apply for a most appropriate offer. Remember that if your income is low or your income-to-credit ratio is high, you may not be approved for a card.

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