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I have fair credit.....is there a card that can give me low apr for transfering balances from... |
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Date:
July 9, 2007, 4:14 pm |
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I have fair credit.....is there a card that can give me low apr for transfering balances from other high-interest cards totaling $3000.00 |
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Answer:
Balance transfer represents a very popular tool to consolidate the whole debt on the one card that generally has better terms, including lower APR, no annual fees, etc. Thus, balance transfer cards can be a good way to cut down debt, to save money and to raise the credit score. However the best balance transfer cards are obtainable only by people with either good or excellent credit (that is whose credit score amounts to more than 660). Still, even if your score is yet not high enough that does not mean you can't accomplish a transfer of balance. There are cards for people with fair credit (620-659) that permit to carry out balance transfers. Pay your attention, for instance, to the Capital One® Standard Platinum or Capital One® Platinum. These cards are designed for the people who are eager to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. Read all the information concerning these cards and if they comply with your needs apply for one of them online. |
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