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I have two maxed out credit cards from two different local banks. I am a student living off... |
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Date:
February 20, 2007, 4:52 am |
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I have two maxed out credit cards from two different local banks. I am a student living off student loans and not dependent on my parents. I am looking for a card to consolidate the two cards into one to help lessen my monthly payments. It is becoming harder to pay them off each month having to concentrate on school and not being able to get a job until summers role around. I have applied before to credit card companies that say im "preapproved" to consolidate but i always get letters back saying my credit is too high for what my limits are. Is there a card that will not look at that and consolidate my two cards to help me with my payments and not deny me every application I send in? |
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Answer:
Credit card debt consolidation allows you to save money. Its aim is to speed up paying time and at the same time makes lower monthly bills. So it's a good solution for you. The first step towards getting rid of a credit card debt is to look for an appropriate debt consolidation program. You can select a debt consolidation company from the many debt consolidation firms advertising themselves online. You should know that bad debt consolidation loans may be of 2 kinds: if you take out secured consolidation loans you have to submit some kind of collateral for the loan. This is the reason the interest rates for it are low. For unsecured consolidation loans, you needn't name any collateral, but it also means that you need to pay higher interest. We can offer you a variety of balance transfer credit cards |
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