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I'm 22 years old I've never had a credit card before but I do have 1 unpaid bill on my credit... |

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Date:
February 14, 2007, 9:25 pm |
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I'm 22 years old I've never had a credit card before but I do have 1 unpaid bill on my credit report an its a small bill less than $200, can I still apply for a credit card. If I can how can I get a card with a $1,500 limit or more, is this even possible. How Long Does it take to get the credit card. I apologize if these questions are outragous to you I'm just very unfamiliar with credit cards and the process, I only Have a Debit Card |
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Answer:
As it appears from your inquiry, you have no or poor credit score. Still you can apply for a credit card with us. Regard our bad/no credit cards and apply for one, which will help you build your credit. You can start building your credit from secured credit card, which credit limit is determined by bank account amount. Compare Orchard secured card and New Millennium credit card and apply for one you like. Improving your credit eventually, you'll apply for one of unsecured credit cards. Many of bad/no credit cards guarantee online credit card approval without account or income checking. Once you're approved for a credit card, wait for your credit card delivery by mail, which usually takes about week or two. Start building your credit now! |
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