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Credit Card Applications » Credit Card Questions » Other Questions » I want to transfer two high apr credit cards to one card. This will NOT be used for purchasing,...

I want to transfer two high apr credit cards to one card. This will NOT be used for purchasing,...

Discover® More Card
Discover® Card
Discover® More Card

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Date:
December 20, 2008, 2:59 pm
I want to transfer two high apr credit cards to one card. This will NOT be used for purchasing, only paying off these two bills. Which card has lowest fixed apr
Answer:
All low or 0% intro APR balance transfer applications presented online are intended for customers with good/excellent credit history. If you are such one, choose from an array of attractive balance transfer deals and apply online for the most agreeable offer.

If your credit is excellent and you look for a fixed low APR on balance transfers, consider No Hassle PointsSM Rewards card from Capital One. It gives you some of the lowest rates until the balance is paid in full and there is no annual and transfer fee. There is no need to make purchases - in this case what you lose is the rewards only.

If you have good credit, apply for Discover More® Card - Clear which has a 12-month 0% introductory rate on balance transfers and a 3% transfer fee. No annual or set up fee apply. After the introductory rate expires, a standard APR of 10.99% will apply.

An alternative to this card will be Capital One Platinum for good credit rating. It comes with 0% intro APR until October, 2009, no annual fee and 3% transfer fee.

Choose which of the cards will benefit you best. Verify your eligibility before you apply for any of them.

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