I wonder if I can use credit card of Bank of America or I have to use credit cards that were...

Store cards are usually rather costly in terms of interest rates and fees. Also, not all store cards can offer the standard credit card benefits and insurances. They could be good for establishing credit but their terms and conditions do not play to your advantage in fact.

If you would like a credit card with acceptable APRs and moderate fees to establish payment history, Secured Visa® Platinum from Bank of America would be a good choice. You can get a credit limit up to $10,000 if you can afford depositing it into a secured account. This credit card is a perfect tool to build up your credit.

Apart from the Bank of America' secured credit card, there are some other attractive offers available online. You can take a look at the features of other providers' secured cards. Secured Visa® Credit Card from Applied Bank offers up to $5,000 limit and a low fixed APR. Black Diamond Visa® from Millennium Bank is a high limit secured credit card reporting to major credit bureaus and helping you build credit faster.

All these credit cards are designed to help a person establish and build up credit history in a fast and safe way. You cannot usually overspend with secured cards as you can't use more than on your account. Perhaps one negative point about secured credit is the requirement to make a collateral deposit. But practice shows it is only an advantage to you.