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I would like a credit card with a $3,000 limit however I dont have good credit and I get paid cash... |
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Date:
July 19, 2007, 2:29 am |
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I would like a credit card with a $3,000 limit however I dont have good credit and I get paid cash can someone please let me know where or how I can find something that would help me. |
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Answer:
The credit limit is the maximum amount of money you may charge on your credit card. This limit is mainly determined by your credit risk. So, it depends on the terms of your card and may be changed according to your credit history. If you prove to be a good credit payer, you'll be given a higher limit. That's why before applying for a card consider your credit report and estimate your financial state. If your score is not so hogh and your history is bad your initial limit would probably amount to several hundred dollars. Keep in mind that the limit is not a constant figure, it may change as your score changes. And it may not only go up, but also go considerably down. That's why if you want the higher limit you must use your credit lightly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. |
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