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I would like to no If I,m reposible if my spouse passes away and he had a outstanding credit... |
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Date:
January 17, 2007, 2:07 am |
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I would like to no If I,m reposible if my spouse passes away and he had a outstanding credit card bill ,as the
spouse I did not sign any contrct for this card he was the only person using it Thank you |
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Answer:
If this wasn't a joint credit card for you and your wife and if your name wasn't listed in the contract or anything of the kind, you shouldn't worry in the majority of cases. Banks usually protect credit card accounts with credit insurance, so credit is erased after the debtor's death.
In some cases, the debtor's assets or estate (those registered in his/her name)is used to discharge the debt. So, you should check it up.
Still, you are recommended to contact the bank and ask about their policy towards passed away customers, to be on the safe side. |
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